Tom Emmer (R-MN)

Anti-CBDC Surveillance State Act

H.R. 1919 · House bill Finance and Financial Sector

A Republican bill with 134 Republican cosponsors · See all 135 cosponsors

Last activity — Motion to reconsider laid on the table Agreed to without objection.

Passed one chamber, waiting for the other to take it up

Passed one chamber, and the other has not yet sent it to a committee or put it on its calendar.

The other chamber will hand it to a committee, place it on its calendar, or leave it where it is. Nothing has been decided, and a bill can sit here indefinitely.

Its path through Congress

  1. Introduced
  2. Passed House 219–210
  3. Awaiting Senate

What this bill would do

This act, known as the "Anti-CBDC Surveillance State Act," seeks to amend the Federal Reserve Act. It prohibits Federal Reserve banks from offering financial products or services directly to individuals or maintaining individual accounts. The bill specifically bans the issuance of a central bank digital currency (CBDC) or similar digital assets, whether directly to people or indirectly through financial intermediaries. Additionally, it prevents the Board of Governors and the Federal Open Market Committee from using a CBDC to implement monetary policy. It also stops the Board of Governors from testing, studying, developing, creating, or implementing such digital assets.

Yes

  • Scored +7

    Does this give people more control over their personal data?

    The bill enhances financial data privacy by prohibiting the central bank from issuing a traceable digital currency.

  • Scored +7

    Does this protect people from being watched or searched?

    The bill protects individual privacy by preventing the implementation of a CBDC.

  • Scored +5

    Does this give people more protection from unfair business practices?

    The bill protects consumer financial privacy by preventing the implementation of a central bank digital currency.

The opposite

  • Scored -5

    Does this give the government more power to monitor people inside the country?

    The bill aims to reduce potential government surveillance by preventing the creation of a digital currency tracking system.

  • Scored -5

    Does this give the federal government more power?

    The bill restricts the expansion of Federal Reserve power regarding digital assets.

What Congress actually voted on

One recorded vote has been taken on this bill.

  • The House: the vote on whether to pass the bill This is the real decision in this chamber. Passing here sends the bill to the other chamber, which must pass it too before it can go to the President. Passed 219 yes · 210 no

    See who voted how →

    07/17/2025 · Roll call 201 · recorded as “On Passage”