A Democratic bill with 14 Republican cosponsors · See all 28 cosponsors
Last activity — Placed on Senate Legislative Calendar under General Orders. Calendar No. 552.
Cleared committee, waiting for its first floor vote
A committee approved it and it is on the calendar of the chamber it started in.
This is further than most bills get, and still no promise of a vote: the calendar is a queue, and the majority leadership decides what is called. A bill can sit here until the Congress ends.
Its path through Congress
- Introduced
- On Calendar
What this bill would do
This bill, known as the "INSULIN Act of 2026," aims to lower insulin costs and increase patient protections. It requires group health plans and insurance issuers to cap cost-sharing for selected insulin products at $35 per 30-day supply. The legislation also mandates that pharmacy benefit managers pass 100 percent of insulin-related rebates back to health plans. Additionally, it establishes a pilot program and a resource center to assist uninsured individuals in accessing affordable insulin. Finally, the bill seeks to increase competition by expediting the review of biosimilar products and ensuring more timely access to generics.
Yes· 3 of 7
- Scored +9
Does this lower the price of prescription medicines?
The bill caps insulin cost-sharing at $35 and mandates the pass-through of pharmacy rebates to health plans.
- Scored +8
Would households on low incomes be better off under this?
The bill significantly reduces out-of-pocket costs for insulin through caps and assistance programs.
- Scored +7
Does this give people more protection from unfair business practices?
The bill mandates insulin cost-sharing caps and prohibits certain medical management requirements to protect patients.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Lower Out-of-Pocket Costs for Insured Individuals: Group health plans and insurance issuers must provide coverage for selected insulin products without applying a deductible and with cost-sharing capped at $35 per 30-day supply for plan years before 2028, or a lower amount starting in 2028 (Section 101/Section 2729A).
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Removal of Medical Management Barriers: Health plans are prohibited from imposing prior authorization or other medical management requirements on selected insulin products, except when clinically justified for safety and quantity limits (Section 101/Section s 2729A(f)).
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Increased Rebates to Health Plans: Pharmacy benefit managers and other entities must remit 100 percent of all insulin-related rebates and discounts back to the group health plan (Section 201/Section 2799A-13).
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Support for Uninsured Individuals: A 5-year pilot program will award grants to 10 states to help uninsured people purchase or dispense insulin through health centers and pharmacies (Section 401/Section 399V-8).
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Access to Information and Assistance: The bill funds a resource center and a 24/7 hotline to help uninsured individuals find assistance programs and navigate access to insulin (Section 403/Section 8).
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Faster Access to Competitors: The bill allows the Secretary to expedite the development and review of competitive biosimilar products to increase market competition (Section 302/Section 351(k)(10)).
Potential Negative Impacts for People
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Potential for Higher Costs for Out-of-Network Care: While the bill limits costs for selected products within a network, insurance plans are not required to provide these benefits for out-of-network providers and may impose higher cost-sharing for those services (Section 101/Section 2729A(c)).
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Cost-Sharing Caps May Decrease Over Time: For plan years beginning on or after January 1, 2028, the $35 cap may be lowered to 25 percent of the negotiated price of the selected insulin product net of concessions (Section 101/Section 2729A(a)(2)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Healthcare
- Does this lower the price of prescription medicines? — The bill caps insulin cost-sharing at $35 and mandates the pass-through of pharmacy rebates to health plans. Does this make health care easier to get in general? — The bill establishes a pilot program and resource center to help uninsured individuals access affordable insulin. Does this strengthen the Affordable Care Act? — The bill amends the Affordable Care Act to include specific insulin coverage protections and rules.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The bill significantly reduces out-of-pocket costs for insulin through caps and assistance programs. Would middle-income households be better off under this? — The bill reduces out-of-pocket costs for insulin within group health plans.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill mandates insulin cost-sharing caps and prohibits certain medical management requirements to protect patients.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — The bill provides financial assistance and grants to help low-income and uninsured individuals afford insulin.
- 8/7/2026
- Committee on Health, Education, Labor, and Pensions. Reported by Senator Cassidy with an amendment in the nature of a substitute. Without written report.
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 552.
- 7/22/2026
- Committee on Health, Education, Labor, and Pensions. Ordered to be reported with an amendment in the nature of a substitute favorably.
- 7/21/2026
- 1 Cosponsor added.
- 6/18/2026
- 2 Cosponsors added.
- 6/10/2026
- 2 Cosponsors added.
- 6/9/2026
- 2 Cosponsors added.
- 6/4/2026
- 2 Cosponsors added.
- 6/3/2026
- 2 Cosponsors added.
- 5/19/2026
- 2 Cosponsors added.
- 5/18/2026
- 2 Cosponsors added.
- 4/27/2026
- 2 Cosponsors added.
- 3/25/2026
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- 11 Cosponsors added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Angela AlsobrooksDemocrat · Maryland
Tammy BaldwinDemocrat · Wisconsin
Cory BookerDemocrat · New Jersey
Jim BanksRepublican · Indiana
Lisa Blunt RochesterDemocrat · Delaware
Katie BrittRepublican · Alabama
Susan CollinsRepublican · Maine
Shelley CapitoRepublican · West Virginia
Christopher CoonsDemocrat · Delaware
Kevin CramerRepublican · North Dakota
Catherine Cortez MastoDemocrat · Nevada
Joni ErnstRepublican · Iowa
Chuck GrassleyRepublican · Iowa
John HickenlooperDemocrat · Colorado
Cindy Hyde-SmithRepublican · Mississippi
James JusticeRepublican · West Virginia
Mark KellyDemocrat · Arizona
Angus KingIndependent · Maine
Timothy KaineDemocrat · Virginia
John KennedyRepublican · Louisiana
Lisa MurkowskiRepublican · Alaska
David McCormickRepublican · Pennsylvania
Jacky RosenDemocrat · Nevada
Elissa SlotkinDemocrat · Michigan
Tommy TubervilleRepublican · Alabama
Roger WickerRepublican · Mississippi
Raphael WarnockDemocrat · Georgia
Mark WarnerDemocrat · Virginia