Jacky Rosen (D-NV)
Resident Education Deferred Interest Act
A bill to amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program.
A Democratic bill with 4 Republican cosponsors · See all 17 cosponsors
Last activity — Committee on Health, Education, Labor, and Pensions. Hearings held.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is known as the Resident Education Deferred Interest Act or the REDI Act. It was introduced in the Senate on March 11, 2025. The bill amends the Higher Education Act of 1965. Its main goal is to help people who have student loans. Specifically, it provides interest-free deferment on student loans for borrowers who are serving in a medical or dental internship or residency program.
Yes· 3 of 5
- Scored +7
Does this make college cost less?
The bill directly improves affordability for medical and dental residents by stopping interest accrual.
- Scored +7
Does this reduce what student borrowers owe or repay?
It provides significant student loan relief through interest-free deferment during training.
- Scored +6
Would students be better off under this?
This provides direct financial relief to students pursuing advanced medical and dental training.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Section 2: This part of the bill allows borrowers serving in a medical or dental internship or residency program to receive an interest-free deferment on their student loans. This is a positive outcome because it means these medical and dental professionals do not have to make principal payments, and interest will not pile up on their loans while they are completing their training programs.
Potential Negative Impacts for People
- None provided: The provided text does not contain any specific sections or provisions that outline negative consequences or burdens for individuals or groups of people in the United States.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Education And Technology
- Does this make college cost less? — The bill directly improves affordability for medical and dental residents by stopping interest accrual. Does this reduce what student borrowers owe or repay? — It provides significant student loan relief through interest-free deferment during training.
- Demographic And Interest Groups
- Would students be better off under this? — This provides direct financial relief to students pursuing advanced medical and dental training. Would people in their twenties and thirties be better off under this? — Medical and dental residents are typically in the young adult demographic.
- Healthcare
- Does this make health care easier to get in general? — By reducing the financial burden on medical trainees, it supports the future healthcare workforce.
- 9/24/2026
- 1 Cosponsor added.
- 6/1/2026
- 1 Cosponsor added.
- 5/12/2026
- 1 Cosponsor added.
- 4/30/2026
- 1 Cosponsor added.
- 3/19/2026
- Committee on Health, Education, Labor, and Pensions. Hearings held.
- 3/3/2026
- 1 Cosponsor added.
- 2/24/2026
- 2 Cosponsors added.
- 12/4/2025
- 1 Cosponsor added.
- 11/3/2025
- 1 Cosponsor added.
- 10/21/2025
- 2 Cosponsors added.
- 10/7/2025
- 1 Cosponsor added.
- 7/15/2025
- 1 Cosponsor added.
- 4/10/2025
- 1 Cosponsor added.
- 4/4/2025
- 1 Cosponsor added.
- 3/27/2025
- 1 Cosponsor added.
- 3/11/2025
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
John BoozmanRepublican · Arkansas
Jim BanksRepublican · Indiana
Lisa Blunt RochesterDemocrat · Delaware
Maria CantwellDemocrat · Washington
Christopher CoonsDemocrat · Delaware
Tammy DuckworthDemocrat · Illinois
Kirsten GillibrandDemocrat · New York
Mark KellyDemocrat · Arizona
Ben LujánDemocrat · New Mexico
James LankfordRepublican · Oklahoma
Jeff MerkleyDemocrat · Oregon
Jon OssoffDemocrat · Georgia
Adam SchiffDemocrat · California
Jeanne ShaheenDemocrat · New Hampshire
Elissa SlotkinDemocrat · Michigan
Thomas TillisRepublican · North Carolina
Sheldon WhitehouseDemocrat · Rhode Island