A Democratic bill with 4 Democratic cosponsors · See all 4 cosponsors
Last activity — Read twice and referred to the Committee on Finance.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Social Security 2100 Act seeks to protect and improve the Social Security system for current and future generations. It proposes increasing benefit amounts, updating cost-of-living adjustments, and expanding eligibility for caregivers and children. The bill aims to strengthen the trust fund by removing wage base limitations and taxing certain investment income. Additionally, it focuses on improving service delivery, protecting beneficiary data, and limiting how the government recovers overpayments.
Yes· 3 of 32
- Scored +10
Does this strengthen Social Security?
Protects and expands benefits, solvency, data privacy, and limits overpayment recovery rates.
- Scored +9
Would people over 65 be better off under this?
Increases benefit amounts, improves COLA accuracy, protects data privacy, and raises the minimum benefit.
- Scored +9
Would people with disabilities be better off under this?
Eliminates disability waiting periods, creates a gradual earnings offset, and ensures access considerations for office closures.
The opposite· 3 of 8
- Scored -10
Would billionaires be better off under this?
Directly targets their income levels through the removal of the Social Security tax cap and investment taxes.
- Scored -9
Would the very wealthiest people be better off under this?
Repeal of the wage base limit and new investment taxes heavily target this group.
- Scored -8
Would people with substantial wealth be better off under this?
Targets high net worth individuals with new taxes on net investment income.
Who it would affect, and how
Potential Positive Impacts for People
- Across-the-board benefit increase: Increases the percentage used to compute benefits from 90 to 93 percent for years 2027 through 2036 (Section 101).
- More accurate cost-of-living adjustments: Uses the higher of the CPI-W or the CPI-E to better reflect costs for elderly consumers (Section 102).
- Higher minimum benefits: Provides an alternative minimum benefit for long-term low earners with more than 10 years of work (Section 103).
- Tax relief on benefits: Increases the base amount for including Social Security benefits in income to $35,000 for individuals and $50,000 for joint returns (Section 104).
- Improved survivor benefits: Increases benefits for widows and widowers in two-income households (Section 105).
- Long-term eligibility increases: Provides benefit increases for those eligible for at least 16 years (Section 106).
- Caregiver credits: Deems wages for individuals providing unpaid care to dependent relatives to help them qualify for higher benefits (Section 107).
- Faster disability benefits: Eliminates the 5-month waiting period for disability insurance benefits (Section 108).
- Flexible disability earnings: Establishes a gradual offset for disability beneficiaries with earnings instead of immediate termination (Section 109).
- Extended child benefits: Extends benefits for qualifying post-secondary school students up to age 26 (Section 110).
- Expanded access for children: Increases benefit access for children living with grandparents or other relatives (Section 111).
- Service accessibility: Prevents the closure or consolidation of field and hearing offices through a moratorium and strict future requirements (Section 302).
- Data privacy: Prohibits political appointees and special government employees from accessing beneficiary data systems and allows for civil damages for unauthorized access (Section 303).
- Protection Against Wrongful Account Invalidation: Allows individuals to sue for damages and injunctive relief, including a minimum payment of $5,000, if their Social Security number is wrongly rendered invalid (Sec. 304(a)(k)(3)).
- Limited Overpayment Recovery: Limits the reduction of monthly benefits to 10 percent for overpayments not caused by fraud or similar fault, unless the individual requests a higher rate (Sec. 305(a)).
- Guaranteed Physical Statements: Ensures people receive account statements by mail unless they choose electronic delivery (Sec. 307(a)).
- Updated Professional Representation Fees: Establishes a formula to update dollar amounts for professional representation agreements based on the national average wage index (Sec. 308(a)).
Potential Negative Impacts for People
- Increased payroll taxes: Repeals the limitation on the Social Security wage base for FICA and SECA, meaning higher earners pay taxes on all wages (Section 201).
- New taxes on investment: Applies a 12.4 percent Social Security tax to net investment income for those exceeding specific threshold amounts (Section 203).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people with disabilities be better off under this? — Eliminates disability waiting periods, creates a gradual earnings offset, and ensures access considerations for office closures. Would retired people be better off under this? — Directly increases benefit amounts, improves COLAs, and provides critical data privacy and overpayment protections. Would people over 65 be better off under this? — Increases benefit amounts, improves COLA accuracy, protects data privacy, and raises the minimum benefit. Would households on low incomes be better off under this? — Significant increases in minimum benefits and a 10% cap on overpayment recovery rates to prevent financial shocks. Would children be better off under this? — Extends benefits for students up to age 26 and expands access for children living with relatives. Would students be better off under this? — Extends child's benefits for students in post-secondary education up to age 26. Would women be better off under this? — Caregiver credits and improved survivor benefits for widows benefit women specifically. Would people in their twenties and thirties be better off under this? — Extends child's benefits for post-secondary students up to age 26. Would men be better off under this? — General benefit increases and improved widower benefits. Would middle-income households be better off under this? — Increases in general benefits, tax relief on benefit inclusion, and enhanced data privacy. Would people in rural areas be better off under this? — Provides a moratorium and strict justification process for office closures, critical for those with limited transportation. Would union members be better off under this? — General benefit increases and improved protections for long-term workers. Would Black Americans be better off under this? — Low-income benefit increases disproportionately help marginalized communities. Would Hispanic Americans be better off under this? — Low-income benefit increases disproportionately help marginalized communities. Would Native Americans be better off under this? — Low-income benefit increases disproportionately help marginalized communities. Would people in cities be better off under this? — Protects against the closure of field offices in urban centers. Would Asian Americans be better off under this? — General benefit increases and low-income supports. Would people in middle age be better off under this? — Provides caregiver credits for those caring for dependent relatives. Would white Americans be better off under this? — General benefit increases are offset by higher taxes for high-income earners. Would billionaires be better off under this? — Directly targets their income levels through the removal of the Social Security tax cap and investment taxes. Would the very wealthiest people be better off under this? — Repeal of the wage base limit and new investment taxes heavily target this group. Would people with substantial wealth be better off under this? — Targets high net worth individuals with new taxes on net investment income. Would high-income households be better off under this? — Imposes significantly higher payroll taxes by removing the wage base cap and taxing investment income. Would business owners be better off under this? — Higher payroll taxes for self-employed high earners through the repeal of the SECA wage cap.
- Social Issues And Justice
- Does this strengthen Social Security? — Protects and expands benefits, solvency, data privacy, and limits overpayment recovery rates. Does this expand the rights of people with disabilities? — Eliminates the 5-month waiting period for disability benefits, provides a gradual offset for earnings, and ensures transportation/communication burdens are considered in office closures. Is this likely to lift people out of poverty? — Increases the minimum benefit for long-term low earners and caps the recovery rate for non-fraudulent overpayments. Does this make child care cost less? — Provides expanded benefits for children living with grandparents or other relatives. Does this narrow the gap between how men and women are treated? — Provides caregiver credits that disproportionately benefit women who provide unpaid care.
- Governance And Ideology
- Does this protect people from being watched or searched? — Provides strong legal remedies and penalties for the unauthorized disclosure or access of personal Social Security data. Does this protect the right to fair treatment by the courts? — Establishes hearing rights for office closures and a clear process for contesting wrongful SSN invalidations. Does this make what the government does easier for the public to see? — Requires detailed reports to Congress and public hearings before closing Social Security field offices.
- Education And Technology
- Does this give people more control over their personal data? — Strictly limits unauthorized access to beneficiary data by political appointees and establishes civil penalties for violations.
- Healthcare
- Does this make health care easier to get in general? — Protects Medicaid and CHIP eligibility for beneficiaries receiving Social Security benefit increases.
- Economy And Finance
- Does this raise taxes on the highest earners? — Repeals the wage base limitation on payroll taxes and introduces a 12.4% tax on net investment income for high earners. Does this make the government pay for what it commits to? — Strengthens the Social Security Trust Fund by increasing revenue from high earners and investment income. Does this cut taxes for middle-income families? — Increases the base amount for including Social Security benefits in income, reducing the tax burden for many middle-class beneficiaries. Does this cut the tax on profits from selling investments? — Imposes a new 12.4% tax on net investment income for those exceeding threshold amounts, which would apply to capital gains. Does this reduce what the federal government spends? — Increases government spending through across-the-board benefit increases, higher minimum benefits, and expanded eligibility. Does this cut taxes for small businesses? — Repeals the Social Security wage base limit for SECA, increasing taxes for high-earning self-employed business owners.
- 7/21/2026
- Read twice and referred to the Committee on Finance.
- 4 Cosponsors added.
- Introduced in Senate
9 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HR-1876: Keeping Our Field Offices Open Act
- 119-HR-1877: Protecting Americans’ Social Security Data Act
- 119-HR-2999: To amend title II of the Social Security Act to provide that not more than 10 percent of a monthly benefit may be withheld on account of overpayments.
- 119-HR-5841: Boosting Benefits and COLAs for Seniors Act
- 119-HR-9519: Social Security 2100 Act
- 119-HR-10235: Protecting Our Widows and Widowers in Retirement Act
- 119-S-3059: Boosting Benefits and COLAs for Seniors Act
- 118-HR-4583 (not yet synced)
- 118-S-2280 (not yet synced)
Tammy DuckworthDemocrat · Illinois
Ben LujánDemocrat · New Mexico
Elissa SlotkinDemocrat · Michigan
Sheldon WhitehouseDemocrat · Rhode Island