A Democratic bill with 6 Democratic cosponsors · See all 6 cosponsors
Last activity — Referred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Social Security 2100 Act aims to protect the Social Security system and improve benefits for current and future generations through several benefit increases and cost-of-living adjustments. It seeks to strengthen the Social Security Trust Fund by repealing limitations on the wage base and applying taxes to net investment income. The legislation includes provisions for caregiver credits, extended education benefits, and adjustments to disability benefit waiting periods. It also implements changes regarding accountability, such as prohibiting the wrongful invalidation of account numbers and limiting how overpayments are recovered. Additionally, the bill outlines improvements to service delivery, data protection, and communication standards.
Yes· 3 of 26
- Scored +10
Would people over 65 be better off under this?
Increases benefits, improves COLA accuracy, and protects access to services and stable payments.
- Scored +10
Would retired people be better off under this?
Directly increases benefit amounts, improves COLA, and protects sensitive data.
- Scored +10
Does this strengthen Social Security?
Expands benefits, improves COLA accuracy, enhances data privacy, and secures long-term funding.
The opposite· 3 of 10
- Scored -10
Would the very wealthiest people be better off under this?
Strongly negative impact due to new investment income taxes and removal of wage caps.
- Scored -10
Would billionaires be better off under this?
Strongly negative impact due to new investment income taxes and removal of wage caps.
- Scored -9
Would people with substantial wealth be better off under this?
Significant negative impact due to the 12.4% tax on net investment income.
Who it would affect, and how
Potential Positive Impacts for People
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Benefit Increases: The bill provides an across-the-board benefit increase of 3 percent for the years 2027 through 2036 (Section 101).
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Improved Cost-of-Living Adjustments: It updates cost-of-living adjustments to use either the Consumer Price Index for Urban Wage Earners and Clerical Workers or the Consumer Price Index for Elderly Consumers, depending on which is higher (Section 102).
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Support for Low Earners: The bill increases the minimum benefit for long-term low earners based on their years of work and the poverty guideline (Section 103).
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Tax Relief for Benefits: It increases the threshold amounts for including Social Security benefits in income (Section 104).
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Improved Widow/Widower Benefits: The bill improves benefits for widows and widowers in two-income households (Section 105).
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Long-term Eligibility Bonuses: It increases benefits for individuals who have been eligible for 15 or more years (Section 106).
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Caregiver Recognition: The act provides caregiver credits for those providing care to dependent relatives (Section 107).
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Faster Disability Access: It eliminates the 5-month waiting period for disability benefits (Section 108).
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Extended Education Benefits: The bill extends child's benefits for post-secondary school students up to the age of 26 (Section 110).
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Relative Support: It increases access to benefits for children living with grandparents or other relatives (Section 111).
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Data Privacy and Recourse: It protects Social Security data and provides for civil damages if an individual's information is negligently accessed or disclosed (Section 303).
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Service Accessibility: The bill includes a moratorium on closing or consolidating Social Security field and hearing offices (Section 302).
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Protection of Social Security Numbers: The bill prohibits the invalidation of account numbers without sufficient evidence, such as death or fraud, or for correcting clerical errors (Section 304(a)(1)). This protects individuals from having their accounts improperly flagged or suspended.
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Ability to Seek Damages: If an individual's Social Security number is wrongfully invalidated and they suffer harm, they can bring a civil action for damages and injunctive relief (Section 304(a)(3)(A)). This provides a legal path for accountability.
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Financial Relief During Overpayment Recoveries: When the Commissioner recovers an overpayment that was not due to fraud, they cannot decrease monthly benefits by more than 10 percent unless the individual requests a higher rate (Section 305(a)). This prevents sudden, large reductions in monthly income.
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Clearer Communication Standards: Social Security account statements will be provided by mail by default, ensuring people receive physical copies unless they specifically choose electronic delivery (Section 307(a)).
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Updated Professional Representation Rates: The bill adjusts the dollar amounts for agreements related to professional representation by linking them to a calculation involving the national average wage index (Section 308(a)).
Potential Negative Impacts for People
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Tax Changes for High Earners: The bill applies a 12.4 percent Social Security tax to net investment income for those exceeding certain thresholds (Section 203).
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Impact on High Earners: The bill repeals the limitation on the Social Security wage base, meaning higher earnings will be subject to taxation (Section s 201).
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Legal Costs for Litigation: While individuals can sue for damages regarding invalidated account numbers, they must navigate a legal process that may involve costs, even though reasonable attorneys fees can be awarded (Section 304(a)(3)(B)).
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Stringent Terms for Overpayment Recovery: While the 10 percent cap protects monthly income, the law still allows for the recovery of overpayments from individuals (Section 305(a)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would retired people be better off under this? — Directly increases benefit amounts, improves COLA, and protects sensitive data. Would people over 65 be better off under this? — Increases benefits, improves COLA accuracy, and protects access to services and stable payments. Would households on low incomes be better off under this? — Increases minimum benefits for low earners and limits benefit claw-backs for overpayments. Would people with disabilities be better off under this? — Eliminates waiting periods and requires considering transportation burdens in office closure decisions. Would children be better off under this? — Expands access to benefits for children living with relatives and extends student benefits to age 26. Would students be better off under this? — Extends child's benefits for those in post-secondary education up to age 26. Would women be better off under this? — Beneficiaries of caregiver credits and improved widow benefits. Would middle-income households be better off under this? — Provides benefit increases, reduced taxes on benefits, and enhanced data privacy. Would people in their twenties and thirties be better off under this? — Extends post-secondary student benefits up to age 26. Would people in rural areas be better off under this? — Provides safeguards and reporting requirements against the closure of local Social Security offices. Would Black Americans be better off under this? — Positive impact through increased minimum benefits for low earners. Would Hispanic Americans be better off under this? — Positive impact through increased minimum benefits for low earners. Would Native Americans be better off under this? — Positive impact through increased minimum benefits for low earners. Would billionaires be better off under this? — Strongly negative impact due to new investment income taxes and removal of wage caps. Would the very wealthiest people be better off under this? — Strongly negative impact due to new investment income taxes and removal of wage caps. Would people with substantial wealth be better off under this? — Significant negative impact due to the 12.4% tax on net investment income. Would high-income households be better off under this? — Imposes significant new taxes on higher wages and net investment income. Would business owners be better off under this? — Increases payroll tax burden due to the repeal of the wage base limit. Would farmers be better off under this? — Self-employed farmers will be affected by the repeal of the Social Security wage base limit.
- Social Issues And Justice
- Does this strengthen Social Security? — Expands benefits, improves COLA accuracy, enhances data privacy, and secures long-term funding. Does this expand the rights of people with disabilities? — Eliminates the 5-month waiting period for disability benefits and requires considering disabled individuals' burdens when closing offices. Is this likely to lift people out of poverty? — Increases minimum benefits for low earners and limits claw-backs from benefits for non-fraudulent overpayments. Does this make child care cost less? — Provides financial recognition for unpaid caregivers of children through deemed wages. Does this narrow the gap between how men and women are treated? — Provides caregiver credits and improved widow benefits, which disproportionately support women who take unpaid care roles.
- Governance And Ideology
- Does this protect people from being watched or searched? — Establishes strong legal remedies and protections against unauthorized access of Social Security data. Does this protect the right to fair treatment by the courts? — Provides the right to sue for damages for wrongful SSN invalidation and rights to hearings for office closures. Does this make what the government does easier for the public to see? — Implements stricter reporting requirements for closing field offices and data breaches.
- Education And Technology
- Does this give people more control over their personal data? — Strictly limits political appointee access to beneficiary data and establishes civil penalties for unauthorized disclosure. Does this make college cost less? — Extends child's benefits for qualifying post-secondary students up to age 26.
- Economy And Finance
- Does this raise taxes on the highest earners? — Repeals the wage base limit for FICA/SECA and applies a 12.4% tax to net investment income for high earners. Does this make the government pay for what it commits to? — Seeks to strengthen the long-term solvency of the Social Security Trust Fund by increasing revenue from high earners. Does this cut taxes for middle-income families? — Increases the threshold for taxing Social Security benefits, reducing the tax burden for many middle-class retirees. Does this cut the tax on profits from selling investments? — Increases taxes on net investment income for high earners via a new Social Security tax component. Does this reduce what the federal government spends? — Increases government spending through higher benefit amounts and the elimination of waiting periods for disability benefits. Does this cut taxes for small businesses? — Self-employed individuals and small business owners will face higher taxes due to the repeal of the Social Security wage base limit. Does this make it easier to run a small business? — Repeal of the wage base limit increases payroll tax costs for employers and self-employed business owners.
- 11/5/2026
- 1 Cosponsor added.
- 10/29/2026
- 1 Cosponsor added.
- 10/5/2026
- 1 Cosponsor added.
- 9/16/2026
- 1 Cosponsor added.
- 8/31/2026
- 2 Cosponsors added.
- 6/29/2026
- Referred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House
9 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HR-1876: Keeping Our Field Offices Open Act
- 119-HR-1877: Protecting Americans’ Social Security Data Act
- 119-HR-2999: To amend title II of the Social Security Act to provide that not more than 10 percent of a monthly benefit may be withheld on account of overpayments.
- 119-HR-5841: Boosting Benefits and COLAs for Seniors Act
- 119-HR-10235: Protecting Our Widows and Widowers in Retirement Act
- 119-S-3059: Boosting Benefits and COLAs for Seniors Act
- 119-S-5042: Social Security 2100 Act
- 118-HR-4583 (not yet synced)
- 118-S-2280 (not yet synced)
Gabe AmoDemocrat · Rhode Island
Joe CourtneyDemocrat · Connecticut
Salud CarbajalDemocrat · California
Suzan DelBeneDemocrat · Washington
Jahana HayesDemocrat · Connecticut
Timothy KennedyDemocrat · New York