A Republican bill with 16 Democratic cosponsors · See all 30 cosponsors
Last activity — Referred to the House Committee on Ways and Means.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the "Bipartisan Premium Tax Credit Extension Act." Its main purpose is to amend the Internal Revenue Code of 1986. It extends the rules that increase premium assistance amounts through 2026. It also extends the rule allowing the credit for taxpayers whose household income is more than 400 percent of the poverty line through 2026. These changes apply to taxable years starting after December 31, 2025.
Yes· 3 of 21
- Scored +8
Would households on low incomes be better off under this?
Provides critical financial assistance to make health insurance affordable for low-income individuals.
- Scored +8
Does this strengthen the Affordable Care Act?
Directly extends and enhances the premium tax credits associated with the ACA marketplace.
- Scored +7
Would middle-income households be better off under this?
Extends the credit to those exceeding 400% of the poverty line, directly benefiting the middle class.
The opposite
- Scored -2
Does this reduce what the federal government owes?
Extending tax credits generally increases government expenditure or reduces tax revenue, potentially increasing the deficit.
- Scored -2
Does this reduce what the federal government spends?
The extension of the premium tax credit represents a continued government expenditure/tax expenditure.
- Scored -2
Does this make the government pay for what it commits to?
Extends a costly tax credit without introducing new funding mechanisms.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased Premium Assistance: Section 2(a) extends the rules to increase premium assistance amounts through 2026, which provides more financial help for health insurance premiums.
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Expanded Eligibility: Section 2(b) extends the rule allowing the tax credit for people with household incomes exceeding 400 percent of the poverty line through 2026, meaning more people can qualify for the credit regardless of higher income levels.
Potential Negative Impacts for People
- No negative impacts for people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Provides critical financial assistance to make health insurance affordable for low-income individuals. Would middle-income households be better off under this? — Extends the credit to those exceeding 400% of the poverty line, directly benefiting the middle class. Would people in middle age be better off under this? — Provides significant cost relief for those in the middle-age bracket who may not have employer-sponsored insurance. Would people in their twenties and thirties be better off under this? — Young adults are frequent users of Marketplace plans and benefit from lower premiums. Would high-income households be better off under this? — Extends eligibility to those with higher incomes who previously might have been capped. Would students be better off under this? — Students transitioning from parental coverage often rely on Marketplace plans. Would Black Americans be better off under this? — Broadly improves healthcare affordability for minority groups statistically more likely to be underinsured. Would Asian Americans be better off under this? — Broadly improves healthcare affordability for minority groups statistically more likely to be underinsured. Would children be better off under this? — Lowers costs for families with children purchasing Marketplace health plans. Would farmers be better off under this? — Farmers often lack employer-sponsored insurance and rely on Marketplace plans. Would Hispanic Americans be better off under this? — Broadly improves healthcare affordability for minority groups statistically more likely to be underinsured. Would Native Americans be better off under this? — Broadly improves healthcare affordability for minority groups statistically more likely to be underinsured. Would people with disabilities be better off under this? — Improves affordability for those who may be unable to maintain full-time employment with benefits. Would white Americans be better off under this? — Broadly improves healthcare affordability for citizens across all ethnic groups. Would business owners be better off under this? — May benefit self-employed business owners who purchase their own health insurance.
- Healthcare
- Does this strengthen the Affordable Care Act? — Directly extends and enhances the premium tax credits associated with the ACA marketplace. Does this make health care easier to get in general? — Makes health insurance more affordable for a wider range of income levels, increasing accessibility. Does this lower what people pay for private health insurance? — While it doesn't lower the sticker price, it reduces the effective cost of premiums for the consumer via tax credits.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Reduces the financial burden of healthcare for low-to-middle income households.
- Economy And Finance
- Does this cut taxes for middle-income families? — Extends the enhanced premium tax credit, reducing the net tax burden for middle-class families purchasing health insurance. Is this likely to grow the economy? — Increases disposable income for households by lowering health insurance costs. Does this make the government pay for what it commits to? — Extends a costly tax credit without introducing new funding mechanisms. Does this reduce what the federal government spends? — The extension of the premium tax credit represents a continued government expenditure/tax expenditure. Does this reduce what the federal government owes? — Extending tax credits generally increases government expenditure or reduces tax revenue, potentially increasing the deficit.
- 1/7/2026
- 2 Cosponsors added.
- 10/10/2025
- 1 Cosponsor added.
- 10/8/2025
- 2 Cosponsors added.
- 10/3/2025
- 2 Cosponsors added.
- 9/30/2025
- 2 Cosponsors added.
- 9/19/2025
- 1 Cosponsor added.
- 9/18/2025
- 2 Cosponsors added.
- 9/10/2025
- 2 Cosponsors added.
- 9/8/2025
- 2 Cosponsors added.
- 9/4/2025
- Referred to the House Committee on Ways and Means.
- 14 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Robert BresnahanRepublican · Pennsylvania
Jim CostaDemocrat · California
Salud CarbajalDemocrat · California
Juan CiscomaniRepublican · Arizona
Donald DavisDemocrat · North Carolina
Monica De La CruzRepublican · Texas
Brian FitzpatrickRepublican · Pennsylvania
Vicente GonzalezDemocrat · Texas
Josh GottheimerDemocrat · New Jersey
Jared GoldenDemocrat · Maine
Carlos GimenezRepublican · Florida
Marie PerezDemocrat · Washington
Maggie GoodlanderDemocrat · New Hampshire
Josh HarderDemocrat · California
Jeff HurdRepublican · Colorado
Marcy KapturDemocrat · Ohio
Young KimRepublican · California
Thomas KeanRepublican · New Jersey
Susie LeeDemocrat · Nevada
Nick LaLotaRepublican · New York
Michael LawlerRepublican · New York
Cory MillsRepublican · Florida
Chris PappasDemocrat · New Hampshire
Maria SalazarRepublican · Florida
Thomas SuozziDemocrat · New York
Hillary ScholtenDemocrat · Michigan
David ValadaoRepublican · California
Jefferson Van DrewRepublican · New Jersey
Gabe VasquezDemocrat · New Mexico
George WhitesidesDemocrat · California