A Democratic bill with no cosponsors
Last activity — Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 644. (CR S8654-8655)
Introduced, nothing more yet
Formally proposed, and not yet handed to a committee.
Nearly every bill is sent to a committee within days. Introduction alone is not a sign of support, of momentum, or of any likelihood of passing — any member may introduce any bill.
Its path through Congress
- Introduced
How Congress voted
- See who voted how →A vote to end debate and allow a final vote · 12/11/2025
What this bill would do
This bill, known as the "Lower Health Care Costs Act," aims to amend the Internal Revenue Code of 1986. It seeks to extend the enhancement of the health care premium tax credit. Specifically, it extends the rules used to increase premium assistance amounts. It also extends the rule that allows the credit to be given to taxpayers with household incomes exceeding 400 percent of the poverty line. These extensions would move the end dates from 2025 to 2028 and change the deadline from January 1, 2026, to January 1, 2029.
Yes· 3 of 6
- Scored +6
Does this strengthen the Affordable Care Act?
The bill extends key enhancements to the premium tax credit that are central to the Affordable Care Act's functionality.
- Scored +5
Does this lower what people pay for private health insurance?
By increasing premium assistance amounts, the bill helps lower the net cost of private insurance premiums for many households.
- Scored +5
Would households on low incomes be better off under this?
The extension of premium assistance and expanded credit access provides continued financial support for low-income households.
The opposite
No question was scored the opposite.
What Congress actually voted on
One recorded vote has been taken on this bill.
- The Senate: a vote to end debate and allow a final vote In the Senate, debate can continue indefinitely unless 60 senators vote to end it. This vote is that attempt. It decides whether the Senate may vote on the thing at all — not whether the thing passes. A failed cloture vote usually ends the matter without anyone ever voting on its merits. Blocked 51 yes · 48 no
12/11/2025 · Roll call 644 · recorded as “On the Cloture Motion S. 3385”
Who it would affect, and how
Potential Positive Impacts for People
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Increased Premium Assistance: The bill extends the rules to increase premium assistance amounts through 2028 (Section 2(a)). This could help people afford their health care premiums for a longer period.
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Expanded Credit Access: The bill extends the rule allowing the credit to be used by taxpayers whose household income exceeds 400 percent of the poverty line through 2028 (Section 2(b)). This provides continued financial assistance to those specific income groups.
Potential Negative Impacts for People
- No specific negative impacts are mentioned in the text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Healthcare
- Does this strengthen the Affordable Care Act? — The bill extends key enhancements to the premium tax credit that are central to the Affordable Care Act's functionality. Does this lower what people pay for private health insurance? — By increasing premium assistance amounts, the bill helps lower the net cost of private insurance premiums for many households.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The extension of premium assistance and expanded credit access provides continued financial support for low-income households. Would middle-income households be better off under this? — The bill provides extended tax credits that lower health care costs for many middle-income households.
- Economy And Finance
- Does this cut taxes for middle-income families? — The bill extends premium assistance amounts which reduces the effective cost of health care for middle-income families.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Extending health care subsidies provides financial relief to households near the poverty line.
No amendments submitted yet for this bill.
- 12/11/2025
- Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 644. (CR S8654-8655)
- 12/9/2025
- Motion to proceed to consideration of measure made in Senate. (CR S8567)
- Cloture motion on the motion to proceed to the measure presented in Senate. (CR S8567)
- 12/8/2025
- Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time. (Legislative Day December 4, 2025). (text: CR S8530-8531)
- Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 284.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.