Glenn Grothman (R-WI)

Student Loan Marriage Penalty Elimination Act of 2025

H.R. 3285 · House bill Taxation

A Republican bill with 9 Democratic cosponsors · See all 17 cosponsors

Last activity — Referred to the House Committee on Ways and Means.

In committee

Introduced and handed to a committee in the chamber it started in.

The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.

Its path through Congress

  1. Introduced
  2. In Committee

What this bill would do

This bill, titled the ``Student Loan Marriage Penalty Elimination Act of 2025'', aims to amend the Internal Revenue Code of 1986. It seeks to allow married couples to apply the student loan interest deduction limitation separately to each spouse. The legislation changes how the $2,500 interest limit is calculated for taxpayers. These amendments would apply to taxable years beginning after December 31, 2024.

Yes· 3 of 8

  • Scored +5

    Would middle-income households be better off under this?

    Married middle-class households will see an increase in their available post-tax income.

  • Scored +5

    Does this cut taxes for middle-income families?

    The bill reduces the tax burden for married couples by allowing them to each claim the student loan interest deduction up to $2,500.

  • Scored +4

    Would people in their twenties and thirties be better off under this?

    The bill benefits young adults who are likely to have student loans and may be in married households.

The opposite

  • Scored -1

    Does this reduce what the federal government owes?

    Increasing the student loan interest deduction may slightly reduce federal tax revenue.