Glenn Grothman (R-WI)
Student Loan Marriage Penalty Elimination Act of 2025
A Republican bill with 9 Democratic cosponsors · See all 17 cosponsors
Last activity — Referred to the House Committee on Ways and Means.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, titled the ``Student Loan Marriage Penalty Elimination Act of 2025'', aims to amend the Internal Revenue Code of 1986. It seeks to allow married couples to apply the student loan interest deduction limitation separately to each spouse. The legislation changes how the $2,500 interest limit is calculated for taxpayers. These amendments would apply to taxable years beginning after December 31, 2024.
Yes· 3 of 8
- Scored +5
Would middle-income households be better off under this?
Married middle-class households will see an increase in their available post-tax income.
- Scored +5
Does this cut taxes for middle-income families?
The bill reduces the tax burden for married couples by allowing them to each claim the student loan interest deduction up to $2,500.
- Scored +4
Would people in their twenties and thirties be better off under this?
The bill benefits young adults who are likely to have student loans and may be in married households.
The opposite
- Scored -1
Does this reduce what the federal government owes?
Increasing the student loan interest deduction may slightly reduce federal tax revenue.
Who it would affect, and how
Potential Positive Impacts for People
- Elimination of the student loan marriage penalty: By amending Section 221(b)(1) of the Internal Revenue Code, the bill allows married couples to potentially apply the $2,500 interest deduction limitation separately to each spouse rather than as a single unit (Section 2, subsection a).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the text: The provided text does not list any specific provisions that would result in negative consequences or burdens for individuals or groups.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would middle-income households be better off under this? — Married middle-class households will see an increase in their available post-tax income. Would students be better off under this? — The bill provides tax-based relief for those currently paying off student loans. Would people in their twenties and thirties be better off under this? — The bill benefits young adults who are likely to have student loans and may be in married households. Would households on low incomes be better off under this? — The bill provides modest relief to low-to-middle income families with student debt. Would people in middle age be better off under this? — Middle-aged married couples with remaining student loan debt will see tax benefits.
- Education And Technology
- Does this make college cost less? — The bill improves the relative affordability of higher education by increasing student loan interest deductions for married couples. Does this reduce what student borrowers owe or repay? — The bill provides tax relief specifically targeted at those carrying student loan debt.
- Economy And Finance
- Does this cut taxes for middle-income families? — The bill reduces the tax burden for married couples by allowing them to each claim the student loan interest deduction up to $2,500. Does this reduce what the federal government owes? — Increasing the student loan interest deduction may slightly reduce federal tax revenue.
- 10/1/2026
- 1 Cosponsor added.
- 10/10/2025
- 1 Cosponsor added.
- 9/9/2025
- 1 Cosponsor added.
- 6/3/2025
- 1 Cosponsor added.
- 5/20/2025
- 1 Cosponsor added.
- 5/13/2025
- 2 Cosponsors added.
- 5/9/2025
- 1 Cosponsor added.
- 5/8/2025
- Referred to the House Committee on Ways and Means.
- 9 Cosponsors added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Salud CarbajalDemocrat · California
Andrew ClydeRepublican · Georgia
Troy CarterDemocrat · Louisiana
Danny DavisDemocrat · Illinois
Suzan DelBeneDemocrat · Washington
Troy DowningRepublican · Montana
Josh HarderDemocrat · California
Harriet HagemanRepublican · Wyoming
John LarsonDemocrat · Connecticut
Michael LawlerRepublican · New York
Mary MillerRepublican · Illinois
Richard McCormickRepublican · Georgia
Kevin MullinDemocrat · California
Joe NeguseDemocrat · Colorado
David RouzerRepublican · North Carolina
Michael RulliRepublican · Ohio
Eugene VindmanDemocrat · Virginia