A Democratic bill with 4 Republican cosponsors · See all 7 cosponsors
Last activity — Read twice and referred to the Committee on Small Business and Entrepreneurship.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Investing in All of America Act of 2025 seeks to amend the Small Business Investment Act of 1958. This bill changes how leverage limits are calculated for certain companies. Specifically, it aims to exclude certain amounts of investment from leverage limits when funds go to specific types of businesses. These include small businesses in rural or low-income areas, those in critical technology areas, and small manufacturers. The bill also updates definitions regarding various funds and investment amounts.
Yes· 3 of 11
- Scored +5
Would business owners be better off under this?
The bill expands investment capabilities for small business owners in specific sectors and regions.
- Scored +5
Does this make it easier to run a small business?
The bill provides targeted investment relief for small businesses in rural areas, low-income areas, critical technology, and manufacturing.
- Scored +4
Would people in rural areas be better off under this?
The bill incentivizes investment specifically targeting rural areas.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Support for Rural and Low-Income Areas: The bill allows for the exclusion of certain investments from leverage calculations for small business concerns located in low-sincome geographic areas or rural areas. This could provide more investment opportunities for these regions (Section 2(b)(3)(C)(i)).
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Support for Critical Technology: Small businesses operating primarily in covered technology categories may benefit from excluded investment amounts from the leverage limit (Section 2(b)(3)(C)(i)).
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Support for Small Manufacturers: The bill expands the scope to include small manufacturers in the leverage exclusion provisions (Section 2(b)(3)(C)(i)).
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Increased Leverage Limits for Certain Companies: The bill increases the maximum leverage limits for specific companies. For example, it increases the limit for commonly controlled companies that make quarterly or semiannual interest payments from $350,000,000 to $475,000,000 (Section 2(b)(2)(2)).
Potential Negative Impacts for People
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Reduced Leverage Limits for Some Companies: Under the proposed amendments, the limit for certain companies is changed from $300 to $200 (Section 2(b)(1)(A)(i)). Additionally, the limit for companies that do not make quarterly or semiannual interest payments is set at $175,000,000 (Section 2(b)(1)(A)(ii)).
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Restrictions on Exclusions: The amount excluded from the leverage calculation is limited to the lesser of 50 percent of the private capital of the company or companies or $125,000,000 (Section 2(b)(3)(C)(ii)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would business owners be better off under this? — The bill expands investment capabilities for small business owners in specific sectors and regions. Would people in rural areas be better off under this? — The bill incentivizes investment specifically targeting rural areas. Would households on low incomes be better off under this? — Economic stimulation in low-income areas may lead to improved economic conditions for these households.
- Economy And Finance
- Does this make it easier to run a small business? — The bill provides targeted investment relief for small businesses in rural areas, low-income areas, critical technology, and manufacturing. Is this likely to grow the economy? — By expanding leverage exclusions for small businesses and manufacturers, the bill seeks to stimulate economic activity. Is this likely to create jobs? — The bill encourages investment in rural, low-income, and technology sectors which can stimulate job growth.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — The bill specifically excludes investments made in rural areas from leverage limits to encourage regional development.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Targeting investments toward low-income geographic areas may help mitigate poverty through economic development. Does this narrow racial gaps in how people are treated? — The bill supports businesses in low-income geographic areas which often correlate with higher minority populations.
- Education And Technology
- Does this put more money into scientific research? — The bill provides investment advantages for companies operating in critical technology categories.
- National Security And Foreign Policy
- Does this better protect the country from computer attacks? — The bill supports small businesses in critical technology categories which includes national security-relevant tech.
- 3/11/2026
- 1 Cosponsor added.
- 2/10/2026
- 2 Cosponsors added.
- 1/28/2026
- 1 Cosponsor added.
- 12/3/2025
- Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 3 Cosponsors added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Cory BookerDemocrat · New Jersey
Ted BuddRepublican · North Carolina
Christopher CoonsDemocrat · Delaware
Jon HustedRepublican · Ohio
Roger MarshallRepublican · Kansas
Jacky RosenDemocrat · Nevada
Todd YoungRepublican · Indiana