A Democratic bill with 1 Republican cosponsor · See all 3 cosponsors
Last activity — Read twice and referred to the Committee on Small Business and Entrepreneurship.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Investing in All of America Act of 2025 aims to amend the Small Business Investment Act of 1958. This bill seeks to change how leverage limits are calculated for certain companies. It specifically introduces exclusions for investments made in specific types of businesses. These include enterprises in rural or low-income areas, critical technology categories, or small manufacturing businesses. The bill also updates various dollar amounts and definitions related to these investment limits.
Yes· 3 of 10
- Scored +7
Does this make it easier to run a small business?
The bill expands investment capacity for small businesses in rural, low-income, and technology sectors.
- Scored +6
Would business owners be better off under this?
The bill provides significant new leverage opportunities for small business owners.
- Scored +5
Would people in rural areas be better off under this?
The bill specifically targets rural areas for increased investment access.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Support for Rural and Low-Income Areas: The bill excludes certain investments from the leverage limit for small business concerns located in low-income geographic areas or rural areas. This could provide more investment opportunities for these specific regions. (Section 2(b)(3)(A)(i) and (C)(b)(i)(ii))
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Support for Critical Technology and Manufacturing: The bill allows for leverage exclusions for small businesses operating in covered technology categories or for small manufacturers. This could provide increased financial resources for these specific industries. (Section 2(b)(3)(A)(i) and (C)(b)(i)(v))
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Updated Financial Limits: The bill adjusts maximum leverage amounts and includes an annual adjustment process based on the Consumer Price Index. This ensures that the dollar amounts for investment limits can change over time with inflation. (Section 2(b)(2) and Section 2(b)(4)(E))
Potential Negative Impacts for People
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Lowered Standard Leverage Limits: The bill changes the specific dollar amounts for certain leverage limits, such as reducing a figure from $300 to $200 in certain subparagraphs. (Section 2(b)(1)(A)(i))
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Investment Limitations: The exclusion of investments from the leverage calculation is subject to a cap. The aggregate amount excluded cannot exceed 50 percent of the private capital of the company or $125,000,000, whichever is less. (Section 2(b)(3)(C)(B)(ii))
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would business owners be better off under this? — The bill provides significant new leverage opportunities for small business owners. Would people in rural areas be better off under this? — The bill specifically targets rural areas for increased investment access. Would households on low incomes be better off under this? — Increased investment in low-income areas may improve local economic conditions.
- Economy And Finance
- Does this make it easier to run a small business? — The bill expands investment capacity for small businesses in rural, low-income, and technology sectors. Is this likely to grow the economy? — The bill encourages growth by allowing more leverage for rural, technology, and manufacturing sectors. Is this likely to create jobs? — Increased investment opportunities in specific sectors may stimulate job growth.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — The bill explicitly targets rural areas for increased investment opportunities.
- Social Issues And Justice
- Does this narrow racial gaps in how people are treated? — By targeting low-income geographic areas, it may help reduce economic disparities. Is this likely to lift people out of poverty? — Economic stimulation in low-income areas may aid in poverty reduction.
- National Security And Foreign Policy
- Does this better protect the country from computer attacks? — The focus on critical technology may indirectly bolster national security assets.
- 2/4/2026
- 2 Cosponsors added.
- 5/22/2025
- Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 1 Cosponsor added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Cory BookerDemocrat · New Jersey
Roger MarshallRepublican · Kansas
Jacky RosenDemocrat · Nevada