Nikema Williams (D-GA)
Whole-Home Repairs Act of 2025
A Democratic bill with 1 Republican cosponsor · See all 2 cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Whole-Home Repairs Act of 2025 directs the Secretary of Housing and Urban Development to create a pilot program aimed at repairing homes. This program provides grants to implementing organizations to fund repairs for eligible homeowners and loans for eligible landlords. Repairs can address accessibility for older adults and people with disabilities, safety and habitability, or energy and water efficiency. Implementing organizations will receive funding to facilitate these home improvements across various geographic settings. The program is intended to be a supplement to existing federal, state, and local funds. The pilot program is scheduled to terminate on October 1, 2031.
Yes· 3 of 19
- Scored +8
Would people with disabilities be better off under this?
The bill prioritizes accessibility upgrades for individuals with disabilities.
- Scored +8
Does this expand the rights of people with disabilities?
The bill specifically funds home modifications to improve physical and sensory accessibility for people with disabilities.
- Scored +7
Would people over 65 be better off under this?
The bill specifically targets accessibility improvements that benefit older adults.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Improved Accessibility: The bill allows for modifications to help individuals with disabilities and older adults, such as installing grab bars, handrails, or ramps (Section 2(a)(14)(A)).
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Enhanced Safety and Habitability: Funds can be used to address safety concerns to ensure homes are fit for human habitation and free from health hazards (Section 2(a)(14)(B)).
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Energy and Water Efficiency: The program supports updates related to energy efficiency, water efficiency, resilience, and weatherization (Section 2(a)(14)(C)).
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Support for Homeowners: Eligible homeowners with household incomes at or below 80 percent of the area median income can receive grants for repairs not covered by other programs (Section 2(a)(3) and 2(b)(2)(A)).
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Support for Landlords: Eligible landlords can access loans to implement repairs for affordable units and common areas (Section 2(b)(2)(B)).
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Rent Stability: For landlords receiving loans, the bill includes requirements to cap annual rent increases at 5 percent of base rent or inflation, whichever is lower, for at least 3 years (Section 2(b)(3)(A)(D)(iv)).
Potential Negative Impacts for People
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Repayment Requirements for Unfinished Work: If a homeowner or landlord does not complete the planned repairs, they may be required to repay the grant or loan on a prorated basis (Section 2(b)(2)(D)(ii)).
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Rent Increase Caps and Lease Restrictions: Landlords must comply with specific rules, such as offering to extend leases to current tenants for at least 3 years and capping rent increases, which could impact their rental business (Section 2(b)(3)(A)(D)).
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Loan Obligations: Loans provided to landlords are secured by a lien recorded against the residential property (Section 2(a)(6)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people with disabilities be better off under this? — The bill prioritizes accessibility upgrades for individuals with disabilities. Would households on low incomes be better off under this? — The program targets homeowners with incomes at or below 80% of the area median income. Would people over 65 be better off under this? — The bill specifically targets accessibility improvements that benefit older adults. Would retired people be better off under this? — The accessibility provisions directly benefit seniors and retirees in their homes. Would Native Americans be better off under this? — The bill includes provisions for implementation through Tribal designated housing entities. Would middle-income households be better off under this? — The bill may assist those near the 80% AMI threshold with home improvements. Would people in rural areas be better off under this? — The bill mandates considerations for non-metropolitan and rural areas. Would people in cities be better off under this? — The bill includes provisions for urban setting implementation.
- Social Issues And Justice
- Does this expand the rights of people with disabilities? — The bill specifically funds home modifications to improve physical and sensory accessibility for people with disabilities. Does this make housing cost less? — The program provides grants and loans to improve the quality and affordability of residential units. Is this likely to lift people out of poverty? — The bill assists low-income homeowners and landlords in maintaining habitable living conditions. Is this likely to reduce homelessness? — By improving housing habitability and stability, the bill helps prevent displacement.
- Environment Energy And Infrastructure
- Does this better protect air, water and wildlife? — The bill funds lead remediation and other home safety improvements. Does this invest in rural communities? — The bill explicitly directs efforts to include non-metropolitan and rural areas. Does this cut the pollution that drives climate change? — The program funds energy efficiency and weatherization efforts.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill provides rent increase caps to protect tenants from sudden price hikes. Is this likely to create jobs? — The bill allows for workforce training for home repair professions.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The bill requires annual reports to Congress and the Secretary. Does this give the federal government more power? — The bill empowers the Secretary of HUD to establish a new national pilot program.
- 5/29/2026
- 1 Cosponsor added.
- 11/7/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Troy DowningRepublican · Montana
Mary Gay ScanlonDemocrat · Pennsylvania