Jacky Rosen (D-NV)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information".
A Democratic resolution with no cosponsors
Last activity — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This joint resolution aims to overturn a specific action by the Bureau of Consumer Financial Protection. The Bureau submitted a rule to withdraw a previous rule regarding "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information." This resolution seeks to provide congressional disapproval of that withdrawal. If passed, the rule regarding the withdrawal shall have no force or effect.
Yes· 3 of 6
- Scored +6
Does this give people more protection from unfair business practices?
The resolution prevents the withdrawal of guidance designed to protect sensitive consumer information from insufficient data security.
- Scored +6
Does this give people more control over their personal data?
By blocking the withdrawal of the circular, the resolution maintains standards for protecting sensitive consumer data privacy.
- Scored +3
Would households on low incomes be better off under this?
Maintaining data protection standards provides security for all consumers, including those on low incomes.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Protection of Sensitive Information: By disapproving the withdrawal, the resolution effectively stops the Bureau from pulling back its previous guidance on "Insufficient Data Protection or Security for Sensitive Consumer Information" (S.J. Res. 164). This could be seen as positive for individuals who rely on those data protection and security standards.
Potential Negative Impacts for People
- No specific negative impacts are mentioned: The provided text does not list any specific negative consequences or burdens that would result from this resolution.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Maintaining data protection standards provides security for all consumers, including those on low incomes. Would middle-income households be better off under this? — The resolution ensures that guidance protecting sensitive consumer financial information remains in place. Would people in cities be better off under this? — Protecting consumer data security serves the interests of all residents, including those in urban areas.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution prevents the withdrawal of guidance designed to protect sensitive consumer information from insufficient data security.
- Education And Technology
- Does this give people more control over their personal data? — By blocking the withdrawal of the circular, the resolution maintains standards for protecting sensitive consumer data privacy.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The resolution acts as a check on the Bureau's power to withdraw previous regulatory guidance.
- 4/13/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.