Maxine Waters (D-CA)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information".
A Democratic resolution with no cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to express congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question concerns the withdrawal of a previous rule regarding "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information." If passed, this resolution would ensure that the Bureau's rule has no force or effect.
Yes· 3 of 6
- Scored +5
Does this give people more protection from unfair business practices?
The resolution opposes the withdrawal of guidelines intended to protect sensitive consumer financial information.
- Scored +5
Does this give people more control over their personal data?
By opposing the withdrawal of the circular, the resolution seeks to maintain standards for protecting sensitive consumer data.
- Scored +3
Would households on low incomes be better off under this?
Maintaining data security guidelines provides an additional layer of protection for vulnerable consumer financial information.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Maintaining Data Protections: By disapproving the withdrawal, the resolution acts against the Bureau's move to withdraw the rule regarding "Insufficient Data Protection or Security for Sensitive Consumer Information." This could be seen as positive for those seeking to keep the original protections or guidelines in place. (H. J. RES. 179)
Potential Negative Impacts for People
- No negative impacts explicitly stated: The provided text does not contain information regarding potential negative consequences or burdens for individuals or groups. (H. J. RES. 179)
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Maintaining data security guidelines provides an additional layer of protection for vulnerable consumer financial information. Would middle-income households be better off under this? — The resolution preserves regulatory guidance intended to safeguard sensitive consumer information. Would people in cities be better off under this? — Preserving consumer data protections helps ensure financial security for urban populations.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution opposes the withdrawal of guidelines intended to protect sensitive consumer financial information.
- Education And Technology
- Does this give people more control over their personal data? — By opposing the withdrawal of the circular, the resolution seeks to maintain standards for protecting sensitive consumer data.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The resolution exercises congressional oversight regarding the Bureau's regulatory actions.
- 5/7/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.