Raphael Warnock (D-GA)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
A Democratic resolution with no cosponsors
Last activity — Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
Introduced, nothing more yet
Formally proposed, and not yet handed to a committee.
Nearly every bill is sent to a committee within days. Introduction alone is not a sign of support, of momentum, or of any likelihood of passing — any member may introduce any bill.
Its path through Congress
- Introduced
How Congress voted
- See who voted how →A vote on whether to start debating something · 05/13/2026
What this bill would do
This joint resolution aims to express congressional disapproval of a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a rule regarding "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt." If passed, this resolution would ensure that the Bureau's rule has no force or effect.
Yes· 3 of 12
- Scored +5
Would households on low incomes be better off under this?
Protecting against unfair medical debt collection specifically helps households on low incomes.
- Scored +5
Does this give people more protection from unfair business practices?
The resolution prevents the withdrawal of rules designed to stop the deceptive and unfair collection of medical debt.
- Scored +3
Would people over 65 be better off under this?
Maintaining protections against unfair medical debt collection benefits seniors who may face high healthcare costs.
The opposite
No question was scored the opposite.
What Congress actually voted on
One recorded vote has been taken on this bill.
- The Senate: a vote on whether to start debating something This decides only whether the chamber takes the measure up at all. Nothing about the measure itself has been decided when it passes. Blocked 50 yes · 50 no
05/13/2026 · Roll call 122 · recorded as “On the Motion to Proceed S.J.Res. 141”
Who it would affect, and how
Potential Positive Impacts for People
- Prevents the withdrawal of medical debt regulations: By disapproving the Bureau's rule, this resolution seeks to stop the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" (S. J. RES. 141). This would prevent the previous rule regarding deceptive and unfair collection of medical debt from being withdrawn.
Potential Negative Impacts for People
- No specific negative impacts are listed: The provided text does not contain details regarding any potential negative consequences or burdens resulting from this resolution.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Protecting against unfair medical debt collection specifically helps households on low incomes. Would Black Americans be better off under this? — Protecting against unfair medical debt collection provides financial stability for disproportionately affected communities. Would Asian Americans be better off under this? — The resolution helps prevent unfair debt collection practices for all demographic groups. Would Hispanic Americans be better off under this? — The protections against deceptive medical debt collection benefit Hispanic American households. Would middle-income households be better off under this? — The resolution helps protect middle-income families from predatory medical debt collection practices. Would Native Americans be better off under this? — Protecting against unfair medical debt collection provides financial security for Native American households. Would people over 65 be better off under this? — Maintaining protections against unfair medical debt collection benefits seniors who may face high healthcare costs. Would white Americans be better off under this? — The resolution maintains debt collection protections for all citizens.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution prevents the withdrawal of rules designed to stop the deceptive and unfair collection of medical debt.
- Governance And Ideology
- Does this give the federal government more power? — The resolution uses congressional authority to block a regulatory withdrawal by a federal agency.
- Healthcare
- Does this make health care easier to get in general? — By maintaining protections against unfair medical debt collection, the bill helps mitigate the financial burdens of healthcare access.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Preventing unfair medical debt collection practices helps protect low-income households from accumulating further debt.
- 5/13/2026
- Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
- 4/27/2026
- Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 393.
- 3/19/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.