Ayanna Pressley (D-MA)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
A Democratic resolution with no cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to disapprove a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a rule regarding "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt." If this resolution passes, the rule submitted by the Bureau shall have no force or effect. This action is being taken under chapter 8 of title 5, United States Code.
Yes
- Scored +3
Does this give the federal government more power?
The resolution uses congressional authority to block a regulatory action by a federal agency.
The opposite· 3 of 6
- Scored -5
Does this give people more protection from unfair business practices?
The resolution prevents the Bureau of Consumer Financial Protection from withdrawing protections against deceptive and unfair collection of medical debt.
- Scored -3
Would households on low incomes be better off under this?
The resolution prevents the reversal of rules that regulate how medical debt is collected from vulnerable populations.
- Scored -2
Would Black Americans be better off under this?
Maintaining medical debt collection protections can help mitigate financial burdens that statistically affect Black Americans more heavily.
Who it would affect, and how
Potential Positive Impacts for People
- There are no specific positive impacts or benefits for individuals or groups of people listed within the provided text.
Potential Negative Impacts for People
- There are no specific negative impacts or burdens for individuals or groups of people listed within the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The resolution prevents the reversal of rules that regulate how medical debt is collected from vulnerable populations. Would Black Americans be better off under this? — Maintaining medical debt collection protections can help mitigate financial burdens that statistically affect Black Americans more heavily. Would Hispanic Americans be better off under this? — Maintaining medical debt collection protections can help mitigate financial burdens that statistically affect Hispanic Americans more heavily.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution prevents the Bureau of Consumer Financial Protection from withdrawing protections against deceptive and unfair collection of medical debt.
- Governance And Ideology
- Does this give the federal government more power? — The resolution uses congressional authority to block a regulatory action by a federal agency.
- Healthcare
- Does this lower what a hospital stay costs? — By blocking the withdrawal of rules regarding medical debt collection, the resolution maintains oversight on how hospital-related debts are collected from patients.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — The resolution limits the ability to remove specific protections against the unfair collection of medical debt which often impacts low-income families.
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.