Kevin Cramer (R-ND)· Introduced February 4, 2026

Export-Import Bank Reauthorization Act of 2026

S. 3772 · Senate bill Foreign Trade and International Finance

A Republican bill with 1 Democratic cosponsor · See the cosponsor

Last activity February 4, 2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

In committee

Introduced and handed to a committee in the chamber it started in.

The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.

Its path through Congress

Introduced
In Committee

What this bill would do

This bill, known as the Export-Import Bank Reauthorization Act of 2026, seeks to extend the authority of the Export-Import Bank of the United States. It makes several specific changes to the Export-Import Bank Act of 1945. Specifically, it extends the expiration year for certain provisions from 2026 to 2036. It also extends the aggregate loan, guarantee, and insurance authority from 2027 to 2037. Additionally, it updates the expiration dates for the Program on China and Transformational Exports.

Yes· 3 of 6

Scored +5
Does this make trade with other countries easier?
By extending the authority of the Export-Import Bank, the bill provides long-term stability for international trade financing.
Scored +4
Would business owners be better off under this?
Business owners engaged in international trade benefit from the continued existence of the Export-Import Bank's lending programs.
Scored +3
Is this likely to create jobs?
Extending the Export-Import Bank's authority supports continued financial assistance for exports which can foster job growth.

The opposite

No question was scored the opposite.

Who it would affect, and how

Potential Positive Impacts for People

Extension of Authority: By striking 2026'' and inserting 2036'' in Section 7 of the Export-Import Bank Act of 1945, the bill extends the bank's authority for an additional ten years (Section 2(a)).
Continued Financial Support: The bill extends the aggregate loan, guarantee, and insurance authority by changing the expiration from 2027 to 2037 (Section 2(b)).
Extended Program Duration: The bill extends the Program on China and Transformational Exports by changing the expiration dates from 2026 to 2036 (Section 2(c)).

Potential Negative Impacts for People

No negative impacts are explicitly stated in the provided text.

Groups and Interests Ranking

Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.

National Security And Foreign Policy: Does this make trade with other countries easier? — By extending the authority of the Export-Import Bank, the bill provides long-term stability for international trade financing. Does this strengthen ties with allied countries? — Continued trade financing through the Export-Import Bank can strengthen economic ties with international partners.
Economy And Finance: Is this likely to grow the economy? — The bill facilitates international trade by extending the lending and guarantee authority of the Export-Import Bank. Is this likely to create jobs? — Extending the Export-Import Bank's authority supports continued financial assistance for exports which can foster job growth.
Demographic And Interest Groups: Would business owners be better off under this? — Business owners engaged in international trade benefit from the continued existence of the Export-Import Bank's lending programs. Would people in cities be better off under this? — The bill supports export-oriented industries which can provide economic benefits to urban commercial centers.