A Republican bill with 15 Democratic cosponsors · See all 18 cosponsors
Last activity — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as "Ally's Act," requires certain private health insurance plans to cover hearing devices and systems. It mandates coverage for items such as auditory implant devices, external sound processors, and associated maintenance or repairs. The legislation also includes coverage for medical assessments, surgeries, and postoperative visits. It sets specific requirements for financial and treatment limitations to ensure they are not more restrictive than other medical benefits. Additionally, the act prohibits denying coverage if a physician or audiologist deems the service medically necessary. These changes are set to take effect for plan years beginning on or after January 1, 2026.
Yes· 3 of 9
- Scored +9
Would people with disabilities be better off under this?
The bill specifically enhances the quality of life and medical coverage for people with hearing impairments.
- Scored +8
Does this expand the rights of people with disabilities?
The bill expands the rights of people with hearing disabilities by requiring insurance coverage for essential auditory implants and related services.
- Scored +7
Does this make health care easier to get in general?
The bill improves access to essential hearing services, including devices, surgeries, and postoperative care, through mandated insurance coverage.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded Coverage for Hearing Needs: Group health plans and health insurance issuers would be required to cover auditory implant devices, such as cochlear implants, and their external sound processors (Section 2, subsection a, paragraph 1).
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Long-term Device Support: The bill ensures that individuals receive necessary maintenance, repairs, and upgrades (or replacements) every five years for their hearing devices (Section 2, subsection a, paragraphs 2, 3, and 5).
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Comprehensive Medical Care: Coverage extends beyond the device to include essential services like hearing assessments, surgical procedures, postoperative medical and audiological visits, and aural rehabilitation (Section 2, subsection a, paragraphs 6 through 11).
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Protection Against Unfair Restrictions: The bill prevents insurance companies from applying financial or treatment limitations that are more restrictive than the standard medical and surgical benefits covered by the plan (Section 2, subsection b, paragraphs 1 and 2).
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Safeguards Against Denials: Insurance plans are prohibited from denying or limiting coverage for these services if a qualified physician or audiologist determines they are medically necessary (Section 2, subsection c).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people with disabilities be better off under this? — The bill specifically enhances the quality of life and medical coverage for people with hearing impairments. Would people over 65 be better off under this? — The bill provides essential hearing coverage that is particularly beneficial for the elderly demographic. Would middle-income households be better off under this? — The bill ensures that group health plans cover critical hearing technologies and associated medical costs. Would households on low incomes be better off under this? — The mandate helps lower the out-of-pocket costs for medical necessities that might otherwise be unaffordable.
- Healthcare
- Does this make health care easier to get in general? — The bill improves access to essential hearing services, including devices, surgeries, and postoperative care, through mandated insurance coverage. Does this strengthen the Affordable Care Act? — The bill amends the Affordable Care Act to mandate coverage for hearing devices and systems for qualifying individuals.
- Social Issues And Justice
- Does this expand the rights of people with disabilities? — The bill expands the rights of people with hearing disabilities by requiring insurance coverage for essential auditory implants and related services. Is this likely to lift people out of poverty? — The bill reduces the financial burden of expensive hearing technologies on qualifying individuals.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill protects consumers by preventing insurance companies from imposing overly restrictive financial or treatment limitations on necessary hearing devices.
- 8/6/2026
- 1 Cosponsor added.
- 8/5/2026
- 1 Cosponsor added.
- 7/13/2026
- 1 Cosponsor added.
- 6/8/2026
- 1 Cosponsor added.
- 4/14/2026
- 1 Cosponsor added.
- 3/25/2026
- 1 Cosponsor added.
- 3/9/2026
- 2 Cosponsors added.
- 2/26/2026
- 3 Cosponsors added.
- 2/10/2026
- 1 Cosponsor added.
- 2/9/2026
- 1 Cosponsor added.
- 2/5/2026
- 1 Cosponsor added.
- 12/9/2025
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- 4 Cosponsors added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Angela AlsobrooksDemocrat · Maryland
Michael BennetDemocrat · Colorado
Richard BlumenthalDemocrat · Connecticut
Cory BookerDemocrat · New Jersey
Lisa Blunt RochesterDemocrat · Delaware
Susan CollinsRepublican · Maine
Shelley CapitoRepublican · West Virginia
Christopher CoonsDemocrat · Delaware
Tammy DuckworthDemocrat · Illinois
John HickenlooperDemocrat · Colorado
Amy KlobucharDemocrat · Minnesota
Andy KimDemocrat · New Jersey
Patty MurrayDemocrat · Washington
Lisa MurkowskiRepublican · Alaska
Jon OssoffDemocrat · Georgia
Jeanne ShaheenDemocrat · New Hampshire
Raphael WarnockDemocrat · Georgia
Elizabeth WarrenDemocrat · Massachusetts