Stephen Lynch (D-MA)
Modular Housing Production Act
A Democratic bill with 1 Republican cosponsor · See the cosponsor
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "Modular Housing Production Act," directs the Secretary of Housing and Urban Development to review FHA construction financing programs. The goal is to find and remove barriers that prevent the use of modular home construction methods. The Secretary must evaluate regulatory features and administrative measures that might restrict developers. Following the review, a report must be published within one year describing recommended changes. Additionally, the Secretary is required to start a rulemaking process to examine alternative loan draw schedules for developers. Finally, the Secretary may award a grant to study the feasibility of a standardized uniform commercial code for modular homes.
Yes· 3 of 19
- Scored +5
Would business owners be better off under this?
Construction and development business owners stand to benefit from reduced regulatory barriers.
- Scored +5
Does this make housing cost less?
By easing barriers to modular construction, the bill seeks to increase the supply and affordability of housing.
- Scored +4
Does this make it easier to run a small business?
The bill aims to reduce administrative and regulatory barriers for modular home developers.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Identification of barriers to modular construction: The Secretary is tasked with identifying regulatory and programmatic features that currently restrict modular home developers from participating in construction financing programs (Section 2(b)(2)(A)).
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Streamlining financing for developers: The bill directs the Secretary to find administrative measures to help modular home developers use existing programs more easily (Section 2(b)(2)(B)).
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Improved loan structures: The Secretary must examine alternative draw schedules for construction financing loans, which could help developers manage their costs more effectively (Section 2(b)(4)(A)).
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Increased innovation through standardization: The bill allows for a grant to study a standardized uniform commercial code, which could help streamline design and construction while improving modular home innovation (Section 2(c)(1)(A)).
Potential Negative Impacts for People
- No specific negative impacts or burdens are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would business owners be better off under this? — Construction and development business owners stand to benefit from reduced regulatory barriers. Would households on low incomes be better off under this? — The focus on increasing housing supply through modular methods can help low-income groups access more affordable homes. Would retired people be better off under this? — Affordable modular housing provides more options for retirees on fixed incomes. Would people in rural areas be better off under this? — Modular construction can be a highly efficient way to develop rural residential areas. Would people in cities be better off under this? — Increased housing supply through modular methods can help alleviate urban housing shortages. Would people in their twenties and thirties be better off under this? — Increased housing affordability often benefits younger generations entering the market. Would people in middle age be better off under this? — Improved housing options can benefit middle-aged homeowners and investors. Would people over 65 be better off under this? — Modular homes can provide cost-effective housing options for seniors.
- Social Issues And Justice
- Does this make housing cost less? — By easing barriers to modular construction, the bill seeks to increase the supply and affordability of housing. Is this likely to reduce homelessness? — Improving housing production methods can serve as a long-term strategy to reduce homelessness. Is this likely to lift people out of poverty? — Increased housing supply and affordability can help mitigate poverty levels.
- Economy And Finance
- Does this make it easier to run a small business? — The bill aims to reduce administrative and regulatory barriers for modular home developers. Is this likely to create jobs? — By streamlining modular construction financing, the bill could stimulate growth in the housing construction sector. Is this likely to grow the economy? — Improving construction efficiencies may contribute to broader economic growth in the housing market.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — Modular homes can be an efficient way to develop rural housing infrastructure. Does this cut the pollution that drives climate change? — Modular construction can potentially lead to more efficient and less wasteful building processes.
- Governance And Ideology
- Does this give the federal government more power? — The bill expands the role of the Secretary of HUD in regulating construction financing. Does this make what the government does easier for the public to see? — The bill requires a public report and a rulemaking process with public comment opportunities.
- Education And Technology
- Does this put more money into scientific research? — The bill authorizes funding for studies regarding standardized coding for modular homes.
- 11/21/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Lisa McClainRepublican · Michigan