Andrew Garbarino (R-NY)

NFIP Extension Act of 2026

H.R. 5577 · House bill Finance and Financial Sector

A Republican bill with 2 Democratic cosponsors · See all 6 cosponsors

Last activity — Placed on the Union Calendar, Calendar No. 391.

Cleared committee, waiting for its first floor vote

A committee approved it and it is on the calendar of the chamber it started in.

This is further than most bills get, and still no promise of a vote: the calendar is a queue, and the majority leadership decides what is called. A bill can sit here until the Congress ends.

Its path through Congress

  1. Introduced
  2. On Calendar

What this bill would do

This bill is called the NFIP Extension Act of 2026. Its purpose is to reauthorize the National Flood Insurance Program. It changes the dates for program financing and expiration from September 30, 2023, to September 30, 2026. The bill also includes a provision to make these changes retroactive to January 30, 2026, if enacted after that date.

Yes· 3 of 8

  • Scored +7

    Does this improve help for people hit by a disaster?

    The bill reauthorizes a key program for flood disaster financial recovery.

  • Scored +5

    Would farmers be better off under this?

    Farmers with land in flood-prone areas benefit from continued program availability.

  • Scored +5

    Would people in rural areas be better off under this?

    Rural residents in flood plains are heavily dependent on NFIP for property protection.

The opposite

No question was scored the opposite.