A Republican bill with 14 Democratic cosponsors · See all 34 cosponsors
Last activity — Referred to the House Committee on Ways and Means.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is known as the Lowering Costs for Caregivers Act of 2025. It proposes changes to the Internal Revenue Code of 1986. The main goal is to allow expenses for parents to be taken into account as medical expenses. It covers Health Savings Accounts, Flexible Spending Arrangements, Health Reimbursement Arrangements, and Archer MSAs. The changes apply to amounts paid or expenses incurred after December 31, 2024.
Yes· 3 of 5
- Scored +3
Would people over 65 be better off under this?
The bill benefits seniors by allowing their children to use health savings accounts and flexible spending arrangements for their medical care.
- Scored +3
Would middle-income households be better off under this?
The bill provides middle-income families with more flexibility to use tax-advantaged medical funds for their parents.
- Scored +3
Would retired people be better off under this?
The bill indirectly supports retirees by allowing their adult children to more easily fund their medical expenses through tax-advantaged accounts.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Health Savings Accounts: Under Section 2, the bill updates Health Savings Accounts so that they include any parent of the individual or the individual's spouse. This is positive because it lets people use these accounts to cover medical expenses for their parents.
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Flexible Spending and Health Reimbursement Arrangements: Under Section 3, taxpayers can use amounts in their health flexible spending arrangements or health reimbursement arrangements for the medical care of a parent of the taxpayer or the taxpayer's spouse without the amounts being included in gross income. This is positive because it provides tax-advantaged ways to help pay for parents' healthcare costs.
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Archer MSAs: Under Section 4, the bill updates Archer MSAs to include any parent of the individual or the individual's spouse. This is positive because it expands account uses to cover parents.
Potential Negative Impacts for People
- The provided text does not contain any information about potential negative impacts or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would middle-income households be better off under this? — The bill provides middle-income families with more flexibility to use tax-advantaged medical funds for their parents. Would retired people be better off under this? — The bill indirectly supports retirees by allowing their adult children to more easily fund their medical expenses through tax-advantaged accounts. Would people over 65 be better off under this? — The bill benefits seniors by allowing their children to use health savings accounts and flexible spending arrangements for their medical care.
- Economy And Finance
- Does this cut taxes for middle-income families? — The bill allows middle-income families to use tax-advantaged health accounts to pay for their parents' medical expenses.
- Healthcare
- Does this make health care easier to get in general? — The bill facilitates easier access to healthcare funds for the care of elderly parents through expanded tax-advantaged arrangements.
- 11/10/2026
- 1 Cosponsor added.
- 10/19/2026
- 1 Cosponsor added.
- 9/28/2026
- 1 Cosponsor added.
- 9/4/2026
- 2 Cosponsors added.
- 8/31/2026
- 1 Cosponsor added.
- 8/10/2026
- 2 Cosponsors added.
- 7/9/2026
- 3 Cosponsors added.
- 6/29/2026
- 1 Cosponsor added.
- 5/11/2026
- 1 Cosponsor added.
- 4/29/2026
- 1 Cosponsor added.
- 4/27/2026
- 1 Cosponsor added.
- 3/25/2026
- 1 Cosponsor added.
- 3/24/2026
- 1 Cosponsor added.
- 3/16/2026
- 2 Cosponsors added.
- 3/3/2026
- 1 Cosponsor added.
- 1/7/2026
- 1 Cosponsor added.
- 12/15/2025
- 1 Cosponsor added.
- 12/1/2025
- 1 Cosponsor added.
- 10/28/2025
- 1 Cosponsor added.
- 10/3/2025
- 1 Cosponsor added.
- 9/17/2025
- 1 Cosponsor added.
- 8/15/2025
- 1 Cosponsor added.
- 7/22/2025
- 1 Cosponsor added.
- 6/11/2025
- 1 Cosponsor added.
- 4/24/2025
- 1 Cosponsor added.
- 1/31/2025
- 1 Cosponsor added.
- 1/9/2025
- 2 Cosponsors added.
- 1/3/2025
- Referred to the House Committee on Ways and Means.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Mark AmodeiRepublican · Nevada
Don BaconRepublican · Nebraska
Robert BresnahanRepublican · Pennsylvania
Ken CalvertRepublican · California
Gilbert CisnerosDemocrat · California
Monica De La CruzRepublican · Texas
Russ FulcherRepublican · Idaho
Brad FinstadRepublican · Minnesota
Josh GottheimerDemocrat · New Jersey
Lance GoodenRepublican · Texas
Maggie GoodlanderDemocrat · New Hampshire
J. HillRepublican · Arkansas
Val HoyleDemocrat · Oregon
Pablo HernándezDemocrat · Puerto Rico
Young KimRepublican · California
Jennifer KiggansRepublican · Virginia
Darin LaHoodRepublican · Illinois
Michael LawlerRepublican · New York
Seth MagazinerDemocrat · Rhode Island
Nathaniel MoranRepublican · Texas
Eleanor NortonDemocrat · District of Columbia
Joe NeguseDemocrat · Colorado
Zachary NunnRepublican · Iowa
August PflugerRepublican · Texas
Josh RileyDemocrat · New York
Thomas SuozziDemocrat · New York
Mike ThompsonDemocrat · California
Glenn ThompsonRepublican · Pennsylvania
Paul TonkoDemocrat · New York
Claudia TenneyRepublican · New York
Jefferson Van DrewRepublican · New Jersey
Eugene VindmanDemocrat · Virginia
Robert WittmanRepublican · Virginia
George WhitesidesDemocrat · California