Lisa Blunt Rochester (D-DE)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".
A Democratic resolution with no cosponsors
Last activity — Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266)
Introduced, nothing more yet
Formally proposed, and not yet handed to a committee.
Nearly every bill is sent to a committee within days. Introduction alone is not a sign of support, of momentum, or of any likelihood of passing — any member may introduce any bill.
Its path through Congress
- Introduced
What this bill would do
This joint resolution aims to express congressional disapproval of a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a previous rule titled "Fair Credit Reporting; Background Screening." If this resolution passes, the rule submitted by the Bureau will have no force or effect. This action is being taken under chapter 8 of title 5, United States Code.
Yes· 3 of 6
- Scored +2
Does this give the federal government more power?
The resolution uses congressional disapproval authority to overturn a regulatory action by the Consumer Financial Protection Bureau.
- Scored +1
Would Black Americans be better off under this?
Maintaining background screening regulations can help mitigate disparities caused by credit-based screening practices.
- Scored +1
Would Hispanic Americans be better off under this?
The preservation of the previous rule provides continued regulation on how personal credit data is used in background screenings.
The opposite
- Scored -3
Does this give people more protection from unfair business practices?
The resolution blocks the withdrawal of a rule regarding background screening, which would otherwise have removed certain consumer protections regarding how credit reports are used for background checks.
- Scored -2
Would households on low incomes be better off under this?
By disapproving the withdrawal of the background screening rule, the resolution maintains certain existing protections that often benefit lower-income individuals during the screening process.
- Scored -1
Would middle-income households be better off under this?
The resolution maintains regulatory oversight of background screening processes that affect credit-based hiring and tenant screening.
Who it would affect, and how
Potential Positive Impacts for People
The provided text does not list specific positive outcomes or benefits for individuals or groups of people.
Potential Negative Impacts for People
The provided text does not list specific negative consequences or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution blocks the withdrawal of a rule regarding background screening, which would otherwise have removed certain consumer protections regarding how credit reports are used for background checks.
- Demographic And Interest Groups
- Would Black Americans be better off under this? — Maintaining background screening regulations can help mitigate disparities caused by credit-based screening practices. Would Asian Americans be better off under this? — The resolution ensures that existing consumer protections regarding background screening remain in place. Would Hispanic Americans be better off under this? — The preservation of the previous rule provides continued regulation on how personal credit data is used in background screenings. Would people in cities be better off under this? — Maintaining background screening rules can assist in maintaining more predictable housing and employment screening processes. Would white Americans be better off under this? — The resolution upholds regulatory standards for the use of credit information in background checks. Would households on low incomes be better off under this? — By disapproving the withdrawal of the background screening rule, the resolution maintains certain existing protections that often benefit lower-income individuals during the screening process. Would middle-income households be better off under this? — The resolution maintains regulatory oversight of background screening processes that affect credit-based hiring and tenant screening.
- Governance And Ideology
- Does this give the federal government more power? — The resolution uses congressional disapproval authority to overturn a regulatory action by the Consumer Financial Protection Bureau.
- 5/13/2026
- Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266)
- 4/27/2026
- Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 389.
- 3/18/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate