Angela Alsobrooks (D-MD)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".
A Democratic resolution with no cosponsors
Last activity — Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269)
Introduced, nothing more yet
Formally proposed, and not yet handed to a committee.
Nearly every bill is sent to a committee within days. Introduction alone is not a sign of support, of momentum, or of any likelihood of passing — any member may introduce any bill.
Its path through Congress
- Introduced
What this bill would do
This joint resolution seeks to overturn a rule from the Bureau of Consumer Financial Protection. The specific rule in question involves the withdrawal of a rule concerning "Debt Collection Practices (Regulation F); Pay-to-Pay Fees." If passed, this resolution would ensure that the Bureau's rule regarding the withdrawal has no force or effect. This action is being taken under chapter 8 of title 5, United States Code.
Yes· 3 of 4
- Scored +2
Would households on low incomes be better off under this?
This maintains the Bureau's ability to regulate pay-to-pay fees, which can impact those managing debt.
- Scored +2
Does this give the federal government more power?
This resolution uses congressional authority to overturn a Bureau of Consumer Financial Protection action, asserting legislative control over agency rulemaking.
- Scored +1
Would middle-income households be better off under this?
Maintaining debt collection regulations can provide minor protections against unexpected service fees.
The opposite
- Scored -3
Does this give people more protection from unfair business practices?
By disapproving the withdrawal of the rule, this resolution prevents the removal of consumer protections regarding pay-to-pay fees in debt collection.
Who it would affect, and how
Potential Positive Impacts for People
The provided text does not list specific positive impacts or benefits for individuals or groups of people.
Potential Negative Impacts for People
The provided text does not list specific negative impacts or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — This maintains the Bureau's ability to regulate pay-to-pay fees, which can impact those managing debt. Would middle-income households be better off under this? — Maintaining debt collection regulations can provide minor protections against unexpected service fees. Would people in cities be better off under this? — The preservation of debt collection regulations may benefit urban populations disproportionately affected by debt management fees.
- Economy And Finance
- Does this give people more protection from unfair business practices? — By disapproving the withdrawal of the rule, this resolution prevents the removal of consumer protections regarding pay-to-pay fees in debt collection.
- Governance And Ideology
- Does this give the federal government more power? — This resolution uses congressional authority to overturn a Bureau of Consumer Financial Protection action, asserting legislative control over agency rulemaking.
- 5/13/2026
- Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269)
- 4/29/2026
- Star Print ordered on the reported joint resolution.
- 4/27/2026
- Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 381.
- 3/17/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate