A Democratic bill with 1 Democratic cosponsor · See the cosponsor
Last activity — Read twice and referred to the Committee on Finance.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the Affordable Housing Construction Act and it changes the Internal Revenue Code of 1986 to boost the low-income housing tax credit. It increases the amount of money states have for housing credits and sets up extra credits for certain kinds of buildings. The bill also changes rules for tax-exempt bond financing and lengthens the required time period for low-income use. Finally, it repeals the qualified contract option for certain buildings to keep them affordable longer.
Yes· 3 of 18
- Scored +8
Does this make housing cost less?
The bill significantly increases the low-income housing tax credit ceiling and extends use periods to ensure housing remains affordable longer.
- Scored +7
Would households on low incomes be better off under this?
The bill expands housing credits specifically targeted toward extremely low-income families and ensures units remain affordable for decades.
- Scored +6
Would people with disabilities be better off under this?
The bill creates specific credit increases and design standard requirements for buildings serving households with people with disabilities.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Section 2: This section raises the State housing credit ceiling amounts, which means more financial support can be directed toward building affordable housing for people who need it.
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Section 3: This section provides increased tax credit amounts for specific types of buildings, such as those that pay workers prevailing wages, use renewable energy, sit near public transportation, serve households with people with disabilities, or help extremely low-income families. This helps make these helpful community features financially possible.
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Section 5: This section changes the extended use period from 15 years to 35 years, which ensures that low-income housing units remain affordable for families for a much longer time.
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Section 6: This section terminates the qualified contract option for certain buildings, which prevents low-income housing units from leaving the affordable housing market prematurely.
Potential Negative Impacts for People
- Section 4: This section lowers the financing requirement percentage from 25 percent to 15 percent for certain obligations, which could tighten the financial rules for tax-exempt bond-backed housing projects.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The bill expands housing credits specifically targeted toward extremely low-income families and ensures units remain affordable for decades. Would people with disabilities be better off under this? — The bill creates specific credit increases and design standard requirements for buildings serving households with people with disabilities. Would children be better off under this? — Stable and affordable housing improves living conditions and stability for children and families. Would union members be better off under this? — It offers an increased credit amount for projects that pay construction workers prevailing wages, supporting union and fair-wage labor. Would business owners be better off under this? — Developers and real estate business owners benefit from higher state housing credit caps and specialized credit enhancements. Would people over 65 be better off under this? — Seniors on fixed low incomes benefit significantly from increased investments and extended affordability rules in low-income housing. Would people in cities be better off under this? — Provisions encouraging transit-oriented development directly benefit urban residents relying on public transportation. Would people in rural areas be better off under this? — Increased state housing allocations provide additional capital for affordable housing projects in rural areas. Would middle-income households be better off under this? — Broadly expanding the affordable housing supply can help moderate regional housing cost pressures affecting middle-income renters.
- Social Issues And Justice
- Does this make housing cost less? — The bill significantly increases the low-income housing tax credit ceiling and extends use periods to ensure housing remains affordable longer. Is this likely to reduce homelessness? — Increasing the supply and longevity of affordable housing units directly addresses key structural drivers of homelessness. Is this likely to lift people out of poverty? — By expanding access to affordable housing and setting aside credits for extremely low-income families, the legislation helps alleviate housing cost burdens for impoverished households.
- Environment Energy And Infrastructure
- Does this put more money into wind, solar and other renewable power? — It provides increased tax credit amounts specifically for affordable housing buildings that incorporate renewable energy sources. Does this improve buses, trains and other public transport? — The legislation provides increased credit amounts for buildings located within public transportation zones to encourage transit-oriented development. Does this cut the pollution that drives climate change? — The bill incentivizes buildings that utilize renewable energy and are located near public transportation zones. Does this invest in rural communities? — Expanding the overall state housing credit ceilings provides additional resources for housing development in rural communities.
- Economy And Finance
- Is this likely to grow the economy? — The bill boosts affordable housing construction through increased tax credits and funding caps, supporting economic activity in real estate and construction. Does this make it easier to run a small business? — Increased low-income housing tax credits and financing provisions provide more opportunities for small businesses involved in real estate development.
- 9/30/2026
- Read twice and referred to the Committee on Finance.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
John ReedDemocrat · Rhode Island