A Democratic bill with 1 Democratic cosponsor · See the cosponsor
Last activity — Read twice and referred to the Committee on Finance. (text: CR S5264)
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the Restoring Essential Plan Coverage Act. It aims to bring back the premium tax credit for lawfully present individuals. It repeals a previous section of public law to put things back how they were before. It also adds a special rule for certain lawfully present aliens whose income is not greater than 100 percent of the poverty line and who cannot get Medicaid due to their status. Finally, it gives states the option to increase the maximum household income for basic health program eligibility from 200 percent up to a percentage between 200 and 250 percent.
Yes· 3 of 8
- Scored +7
Would immigrants be better off under this?
The legislation directly restores and expands premium tax credits and health program options for lawfully present aliens.
- Scored +7
Does this strengthen the Affordable Care Act?
The bill restores premium tax credits and expands state flexibility for basic health programs under the Affordable Care Act.
- Scored +6
Would households on low incomes be better off under this?
The bill specifically creates special rules and restores tax credits to assist low-income lawfully present individuals with healthcare costs.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Restoration of the premium tax credit: Section 2 repeals section 71301 of Public Law 119-21, which restores the allowance of the premium tax credit for lawfully present individuals. This is positive because it helps people afford their health coverage.
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Help for low-income lawfully present individuals: Section 3 creates a special rule under section 36B(c)(1) of the Internal Revenue Code of 1986 for lawfully present aliens who have a household income no greater than 100 percent of the poverty line and who cannot get Medicaid because of their alien status. This is considered positive because it treats them as an applicable taxpayer with a household income equal to 100 percent of the poverty line for the credit.
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State flexibility for health programs: Section 4 allows states to increase the maximum household income for basic health program eligibility from 200 percent to a percentage determined by the state between 200 and 250 percent under section 1331(e)(1)(B) of the Patient Protection and Affordable Care Act. This is positive because it gives states the option to help more people qualify for the program.
Potential Negative Impacts for People
- No negative impacts found: Based on the provided text, there are no specific sections or provisions that outline negative consequences or burdens for individuals or groups of people in the United States.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would immigrants be better off under this? — The legislation directly restores and expands premium tax credits and health program options for lawfully present aliens. Would households on low incomes be better off under this? — The bill specifically creates special rules and restores tax credits to assist low-income lawfully present individuals with healthcare costs. Would middle-income households be better off under this? — Restoring the allowance of the premium tax credit benefits middle- and lower-income families utilizing health insurance exchanges.
- Healthcare
- Does this strengthen the Affordable Care Act? — The bill restores premium tax credits and expands state flexibility for basic health programs under the Affordable Care Act. Does this make health care easier to get in general? — By restoring premium tax credits and providing special rules for lawfully present individuals ineligible for Medicaid, the bill improves overall healthcare access.
- Economy And Finance
- Does this cut taxes for middle-income families? — The bill restores the premium tax credit for lawfully present individuals, helping reduce net healthcare tax and out-of-pocket costs for middle-income and low-income taxpayers.
- Governance And Ideology
- Does this leave more decisions to the states? — The bill gives states the option to increase the maximum household income for basic health program eligibility between 200 and 250 percent.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — The bill provides targeted financial relief on health coverage for low-income lawfully present individuals below the poverty line.
- 9/30/2026
- Read twice and referred to the Committee on Finance. (text: CR S5264)
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Kirsten GillibrandDemocrat · New York