Derrick Van Orden (R-WI)
House Our Heroes Act
A Republican bill with no cosponsors
Last activity — Referred to the Subcommittee on Health.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the House Our Heroes Act. It gives the Secretary of Veterans Affairs the power to offer an educational course to veterans whose guaranteed loans are delinquent or foreclosed. The course can cover improving credit scores, managing finances, and loss mitigation options. Additionally, for certain loans in default from missed payments between May 1, 2025, and November 28, 2026, the Secretary may make a partial claim. The Secretary may also consent to modifying the interest rate, time of payment, security, or other provisions of the note or mortgage.
Yes· 3 of 5
- Scored +5
Would veterans be better off under this, taking everything together?
The bill provides specific financial relief mechanisms and educational support for veterans facing loan delinquency or foreclosure.
- Scored +5
Does this increase the pay, pensions or support veterans receive?
The bill expands the Secretary's authority to provide educational courses and loan modification options for veterans with delinquent loans.
- Scored +4
Does this make housing cost less?
The bill allows the Secretary to modify interest rates, payment timing, and security provisions to help mitigate loan defaults.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Veterans facing trouble with their housing loans can take an educational course that teaches them how to improve their credit score and manage their finances, which comes from section 2(a) adding subsection (e)(1) and (e)(2).
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The educational course also helps veterans learn about loss mitigation options available for their guaranteed loan, as found in section 2(a) adding subsection (e)(3).
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Veterans with loans in default from a missed payment between May 1, 2025, and November 28, 2026, may benefit because the Secretary can make a partial claim under section 2(b)(1).
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The Secretary is allowed to consent to modifying things like the interest rate or time of payment for certain defaulted loans, which is provided in section 2(b)(2).
Potential Negative Impacts for People
- Based on the provided text, there are no specific negative impacts or burdens identified for individuals or groups.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would veterans be better off under this, taking everything together? — The bill provides specific financial relief mechanisms and educational support for veterans facing loan delinquency or foreclosure. Would households on low incomes be better off under this? — The bill provides tools for financial management and potential loan modifications that can help prevent loss of housing.
- Social Issues And Justice
- Does this make housing cost less? — The bill allows the Secretary to modify interest rates, payment timing, and security provisions to help mitigate loan defaults. Is this likely to lift people out of poverty? — The bill provides educational tools for credit management and loss mitigation to help veterans avoid financial ruin.
- National Security And Foreign Policy
- Does this increase the pay, pensions or support veterans receive? — The bill expands the Secretary's authority to provide educational courses and loan modification options for veterans with delinquent loans.
- 7/30/2026
- Referred to the Subcommittee on Economic Opportunity.
- Referred to the Subcommittee on Health.
- 7/23/2026
- Referred to the House Committee on Veterans' Affairs.
- Introduced in House