Debbie Dingell (D-MI)
ABLE MATCH (Making Able a Tool to Combat Hardship) Act
A Democratic bill with 1 Republican cosponsor · See all 3 cosponsors
Last activity — Referred to the House Committee on Ways and Means.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "ABLE MATCH Act," aims to amend the Internal Revenue Code of 1986 to provide matching payments for ABLE account contributions. The legislation seeks to assist individuals with disabilities who have fewer resources by providing a Federal match for new and existing ABLE accounts. This match applies to individuals with an annual income less than 200 percent of the Federal poverty limit. The bill includes a tax credit mechanism to facilitate these payments into the accounts of designated beneficiaries. Additionally, it authorizes grants for states to promote the use of these accounts and their matching payments.
Yes· 3 of 7
- Scored +8
Would people with disabilities be better off under this?
The bill specifically aims to increase savings and financial security for individuals with disabilities through ABLE account matches.
- Scored +7
Does this expand the rights of people with disabilities?
The bill provides financial support and encourages savings specifically for people with disabilities.
- Scored +6
Would households on low incomes be better off under this?
The bill provides matching payments for individuals with annual incomes below 200 percent of the Federal poverty limit.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Increased Savings for Individuals with Disabilities: The bill provides a tax credit for qualified ABLE account contributions, which is paid directly into the individual's ABLE account (Section 4(a)). This is intended to encourage and assist those with fewer resources to save (Section 3).
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Financial Assistance for Low-Income Individuals: The matching payments are specifically targeted toward individuals with an annual income less than 200 percent of the Federal poverty limit (Section 3).
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Support for State Outreach: The Secretary of the Treasury is authorized to award grants to States to promote the use of ABLE accounts and the matching contribution credit (Section 6(a)).
Potential Negative Impacts for People
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Income-Based Limitations on Benefits: The credit involves a phaseout mechanism, meaning the percentage of the match received can be reduced based on the taxpayer's modified adjusted gross income (Section 4(c)).
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Contribution Caps: The credit is limited to a specific amount of qualified contributions, not exceeding $2,000 (Section 4(a)).
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Complexity Regarding Distributions: The amount of qualified contributions used to calculate the credit can be reduced based on aggregate distributions received during a specific testing period (Section 4(d)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people with disabilities be better off under this? — The bill specifically aims to increase savings and financial security for individuals with disabilities through ABLE account matches. Would households on low incomes be better off under this? — The bill provides matching payments for individuals with annual incomes below 200 percent of the Federal poverty limit. Would middle-income households be better off under this? — The bill allows for tax credits on contributions up to $2,000 for qualifying individuals.
- Social Issues And Justice
- Does this expand the rights of people with disabilities? — The bill provides financial support and encourages savings specifically for people with disabilities. Is this likely to lift people out of poverty? — The bill targets individuals with incomes less than 200 percent of the Federal poverty limit to help them save.
- Economy And Finance
- Does this cut taxes for middle-income families? — The bill provides a tax credit for ABLE account contributions for individuals under certain income thresholds. Is this likely to grow the economy? — The bill encourages savings through matching contributions to ABLE accounts.
- 8/13/2026
- 1 Cosponsor added.
- 8/3/2026
- 1 Cosponsor added.
- 7/21/2026
- Referred to the House Committee on Ways and Means.
- 1 Cosponsor added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Sharice DavidsDemocrat · Kansas
Derek SchmidtRepublican · Kansas
Eugene VindmanDemocrat · Virginia