A Republican bill with 3 Democratic cosponsors · See all 3 cosponsors
Last activity — Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
In the other chamber's committee
Passed one chamber and has been handed to a committee in the other.
The committee decides whether it goes any further, and most bills that reach a committee never leave it. A committee that simply does nothing kills a bill without anyone ever voting against it, so no news from here is usually the news.
Its path through Congress
- Introduced
- Passed House 414–4
- In Senate committee
What this bill would do
This bill, titled the ``Small Business Technological Advancement Act'', seeks to authorize small business loans for specific technological needs. It amends the Small Business Act to allow the Small Business Administration to provide loans for business software or cloud computing services. These funds can be used for various operational tasks like payroll, human resources, sales, and accounting. The act specifically includes business tools that utilize artificial intelligence. Additionally, it clarifies that these loans are not intended for research and development purposes.
Yes· 3 of 4
- Scored +7
Does this make it easier to run a small business?
The bill expands the types of tools small businesses can finance through SBA loans, specifically including software, cloud computing, and AI.
- Scored +7
Would business owners be better off under this?
The bill provides business owners with more options to finance essential modern technologies and operational software.
- Scored +3
Is this likely to create jobs?
The bill facilitates business operations such as payroll and human resources through technological financing, which can support business growth.
The opposite
- Scored -2
Does this put more money into scientific research?
The bill explicitly prohibits the use of these specific loans for research and development purposes.
What Congress actually voted on
One recorded vote has been taken on this bill.
- The House: a fast-track vote, needing two-thirds to pass The House sets aside its normal procedure to move quickly: no amendments, little debate, and a two-thirds bar instead of a simple majority. It is used for measures expected to be uncontroversial, so a bill that fails here failed despite broad expectations that it would not. Passed 414 yes · 4 no
06/24/2026 · Roll call 226 · recorded as “On Motion to Suspend the Rules and Pass, as Amended”
Who it would affect, and how
Potential Positive Impacts for People
-
Access to Modern Technology: The bill allows the Administration to provide loans to finance business software, cloud computing services, or related technology. This could help businesses improve operations, product delivery, and the tracking of expenses or inventory (Section 2(a)).
-
Operational Efficiency: By providing loans for functions such as payroll, human resources, sales, billing, and accounting, the bill aims to facilitate various essential business operations (Section 2(a)).
-
Integration of Advanced Tools: The provision specifically includes business tools that utilize artificial intelligence, allowing businesses to access modern technological advancements (Section 2(a)).
Potential Negative Impacts for People
- Restrictions on Fund Usage: The bill explicitly states that the loans provided under this act may not be used for research and development purposes (Section 2(b)(2)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Economy And Finance
- Does this make it easier to run a small business? — The bill expands the types of tools small businesses can finance through SBA loans, specifically including software, cloud computing, and AI. Is this likely to grow the economy? — Providing loans for modern software and AI tools can increase the operational efficiency and productivity of small businesses. Is this likely to create jobs? — The bill facilitates business operations such as payroll and human resources through technological financing, which can support business growth.
- Demographic And Interest Groups
- Would business owners be better off under this? — The bill provides business owners with more options to finance essential modern technologies and operational software.
- Education And Technology
- Does this put more money into scientific research? — The bill explicitly prohibits the use of these specific loans for research and development purposes.
- 7/13/2026
- Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 6/24/2026
- Motion to reconsider laid on the table Agreed to without objection.
- Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 4, 1 Present (Roll no. 226).
- On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 4, 1 Present (Roll no. 226).
- Considered as unfinished business. (consideration: CR H4227)
- 6/23/2026
- At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Williams (TX) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn.
- DEBATE - The House proceeded with forty minutes of debate on H.R. 915.
- Considered under suspension of the rules. (consideration: CR H4142-4143; text: CR H4142)
- Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
- 6/3/2026
- Reported by the Committee on Small Business. H. Rept. 119-678.
- Placed on the Union Calendar, Calendar No. 591.
- 5/20/2026
- Committee Consideration and Mark-up Session Held
- Ordered to be Reported by the Yeas and Nays: 23 - 0.
- 5/19/2026
- 1 Cosponsor added.
- 12/18/2025
- 1 Cosponsor added.
- 2/4/2025
- Referred to the House Committee on Small Business.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Susie LeeDemocrat · Nevada
Frank MrvanDemocrat · Indiana
Morgan McGarveyDemocrat · Kentucky