A Republican bill with 1 Democratic cosponsor · See the cosponsor
Last activity — Referred to the House Committee on Education and Workforce.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Student Protection and Success Act proposes amendments to the Higher Education Act of 1965. It establishes institutional ineligibility for programs if an institution's cohort repayment rate falls to or below 15 percent. The bill also introduces a College Opportunity Bonus Program that provides grants to institutions with cohort repayment rates above 25 percent. Additionally, it requires institutions of higher education to make risk-sharing payments based on their cohort nonrepayment loan balances. These risk-sharing payments are intended to fund the College Opportunity Bonus Program.
Yes· 3 of 5
- Scored +5
Would households on low incomes be better off under this?
The College Opportunity Bonus Program specifically targets institutions that increase success and affordability for low-income students.
- Scored +4
Does this make college cost less?
The College Opportunity Bonus Program provides grants to institutions to increase affordability and access for low-income students.
- Scored +3
Would people in their twenties and thirties be better off under this?
The bill provides grants to institutions to support academic success and financial aid for students.
The opposite
- Scored -2
Does this make it easier to run a small business?
The bill imposes mandatory risk-sharing payments on higher education institutions based on their loan nonrepayment balances.
- Scored -2
Does this reduce what student borrowers owe or repay?
The bill increases institutional financial responsibility for student loan nonrepayment through mandatory risk-sharing payments.
- Scored -1
Does this make housing cost less?
The bill's focus on institutional financial risk-sharing could indirectly affect the stability of student housing resources.
Who it would affect, and how
Potential Positive Impacts for People
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Financial Assistance for Students: The College Opportunity Bonus Program provides grants to institutions to support reforms that increase college access and success for low- and moderate-income students, such as awarding additional need-based financial aid (Section 3).
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Improved Student Support: Eligible institutions can use grant funds to enhance academic and student support services or expand accelerated learning opportunities (Section 3).
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Focus on Success for Low-Income Students: The College Opportunity Bonus Program specifically targets institutions that have a strong record of making college more affordable and increasing success for low- and moderate-income students (Section 3).
Potential Negative Impacts for People
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Loss of Program Eligibility: Institutions with a cohort repayment rate of 15 percent or less would become ineligible to participate in certain programs for themselves and the two succeeding fiscal years (Section 2).
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Financial Burdens on Institutions: Institutions undergoing an unsuccessful appeal regarding their eligibility may be required to pay the Secretary an amount equal to the loans made to borrowers attending that institution, plus interest and related payments (Section 2).
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Mandatory Risk-Sharing Payments: Institutions participating in the direct student loan program must remit risk-sharing payments to the Secretary based on their cohort nonrepayment loan balances (Section 4).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The College Opportunity Bonus Program specifically targets institutions that increase success and affordability for low-income students. Would students be better off under this? — The bill creates a grant program to enhance academic support, accelerated learning, and need-based financial aid. Would people in their twenties and thirties be better off under this? — The bill provides grants to institutions to support academic success and financial aid for students.
- Economy And Finance
- Does this make it easier to run a small business? — The bill imposes mandatory risk-sharing payments on higher education institutions based on their loan nonrepayment balances.
- Education And Technology
- Does this make college cost less? — The College Opportunity Bonus Program provides grants to institutions to increase affordability and access for low-income students. Does this reduce what student borrowers owe or repay? — The bill increases institutional financial responsibility for student loan nonrepayment through mandatory risk-sharing payments.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The bill requires the Secretary to publish cohort repayment rates for institutions.
- Social Issues And Justice
- Does this make housing cost less? — The bill's focus on institutional financial risk-sharing could indirectly affect the stability of student housing resources.
- 3/19/2026
- Referred to the House Committee on Education and Workforce.
- 1 Cosponsor added.
- Introduced in House
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Marie PerezDemocrat · Washington