A Democratic bill with 3 Republican cosponsors · See all 4 cosponsors
Last activity — Referred to the Subcommittee on Economic Opportunity.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is known as the Veterans Assistance for Loan Origination Relief Act or the VALOR Act. It focuses on the fees charged for housing loans guaranteed by the Secretary of Veterans Affairs. Specifically, it deals with situations where these fees were collected improperly or from veterans who have pending disability claims. If a fee is collected improperly, the Secretary must either refund the money or credit it to the loan. Additionally, if a veteran applies for a loan while their disability claim is still pending and they later win that claim, the Secretary must pay them back the loan fee.
Yes
- Scored +8
Would veterans be better off under this, taking everything together?
The bill provides direct financial relief to veterans via housing loan fee refunds.
- Scored +7
Does this increase the pay, pensions or support veterans receive?
It enhances benefits by ensuring veterans with pending disability claims are reimbursed for housing loan fees.
- Scored +5
Does this make housing cost less?
The bill provides financial relief through fee refunds to veterans seeking housing loans.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Refunds for Improper Fees: Under section 2(1) (adding paragraph (3) to section 3729(c)), if a fee is collected in violation of the rules, the Secretary must either refund the money directly to the person or credit it to their loan. This holds the government accountable and puts wrongfully collected money back into the pockets of the people.
- Reimbursement for Veterans with Pending Claims: Under section 2(2) (adding subsection (d) to section 3729), if a veteran pays a housing loan fee while their disability claim is still pending, and that claim is later approved, the Secretary must reimburse the veteran the full amount of the fee. This provides financial relief to veterans once their disability status is officially recognized.
Potential Negative Impacts for People
- The provided text does not contain any provisions that outline negative consequences or burdens for individuals or groups of people in the United States.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would veterans be better off under this, taking everything together? — The bill provides direct financial relief to veterans via housing loan fee refunds.
- National Security And Foreign Policy
- Does this increase the pay, pensions or support veterans receive? — It enhances benefits by ensuring veterans with pending disability claims are reimbursed for housing loan fees.
- Social Issues And Justice
- Does this make housing cost less? — The bill provides financial relief through fee refunds to veterans seeking housing loans.
- 9/28/2026
- 1 Cosponsor added.
- 5/13/2026
- 2 Cosponsors added.
- 3/10/2026
- Referred to the Subcommittee on Economic Opportunity.
- 2/17/2026
- Referred to the House Committee on Veterans' Affairs.
- 1 Cosponsor added.
- Introduced in House
J. CorreaDemocrat · California
Abraham HamadehRepublican · Arizona
James MoylanRepublican · Guam
Pete SessionsRepublican · Texas