Marlin Stutzman (R-IN)
American Families First Act
A Republican bill with no cosponsors
Last activity — Referred to the Subcommittee on Economic Opportunity.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The American Families First Act aims to set restrictions on the sale of single-family homes that are financed by the Federal Government. This bill directs several federal agencies and leaders to issue new guidance within 180 days. The goal is to limit the ability of large institutional investors to acquire single-family homes that could be bought by individual owner-occupants. It also seeks to restrict the transfer of federal assets to these large investors. Finally, the act intends to promote the sale of real estate-owned properties to individual owner-occupants.
Yes· 3 of 7
- Scored +4
Does this make housing cost less?
The bill seeks to increase housing opportunities for individuals by restricting large institutional investors from acquiring single-family homes.
- Scored +4
Would middle-income households be better off under this?
The bill targets the prevention of large-scale institutional acquisition of single-family homes, which can benefit middle-class home buyers.
- Scored +3
Does this give people more protection from unfair business practices?
The bill includes provisions for disclosure requirements and anti-circumvention to protect individual buyers.
The opposite
- Scored -4
Would business owners be better off under this?
Large institutional investors, who operate as large businesses, will face new restrictions on their acquisition strategies.
- Scored -3
Would high-income households be better off under this?
The restrictions on institutional investors may negatively impact high-income individuals who participate in large-scale real estate investment.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased opportunities for individual owner-occupants: The bill directs agencies to prevent or restrict the acquisition of single-family homes by large institutional investors if those homes could instead be purchased by an individual owner-occupant (Section 2(a)(2) and Section 2(a)(3)).
-
Promotion of home ownership: The guidance is required to promote the sale of real estate-owned properties specifically to individual owner-occupants through things like first-look policies and disclosure requirements (Section 2(a)(4)).
-
Support for rental communities: The bill allows for exceptions regarding build-to-rent properties that are specifically planned, permitted, financed, and constructed as rental communities (Section 2(b)).
Potential Negative Impacts for People
- No specific negative impacts are explicitly mentioned in the text provided.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Social Issues And Justice
- Does this make housing cost less? — The bill seeks to increase housing opportunities for individuals by restricting large institutional investors from acquiring single-family homes. Is this likely to lift people out of poverty? — By promoting individual home ownership, the bill provides a pathway toward building household equity.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill includes provisions for disclosure requirements and anti-circumvention to protect individual buyers. Is this likely to grow the economy? — The bill aims to facilitate individual home ownership by limiting institutional competition for single-family housing.
- Demographic And Interest Groups
- Would middle-income households be better off under this? — The bill targets the prevention of large-scale institutional acquisition of single-family homes, which can benefit middle-class home buyers. Would households on low incomes be better off under this? — Promoting sales of real estate-owned properties to individual owner-occupants can increase accessibility for lower-income buyers. Would people in cities be better off under this? — Increasing individual home ownership opportunities can impact urban housing markets where institutional investors are active. Would business owners be better off under this? — Large institutional investors, who operate as large businesses, will face new restrictions on their acquisition strategies. Would high-income households be better off under this? — The restrictions on institutional investors may negatively impact high-income individuals who participate in large-scale real estate investment.
- 3/2/2026
- Referred to the Subcommittee on Economic Opportunity.
- 2/13/2026
- Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House