A Democratic bill with 2 Republican cosponsors · See all 3 cosponsors
Last activity — Referred to the Subcommittee on Highways and Transit.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "Build HUBS Act," aims to modify rules for the TIFIA and RRIF programs to better support transit-oriented development. It establishes new definitions for "transit-oriented development projects" and "attainable housing projects" to facilitate housing production near transit nodes. The legislation creates a delegated origination and underwriting program to streamline the financing process. It also provides alternative ways to demonstrate creditworthiness for projects that may not have an investment-grade rating. Additionally, the bill extends the authorization periods for these federal programs through fiscal years 2027 through 2031.
Yes· 3 of 11
- Scored +8
Does this make housing cost less?
The bill provides subsidized interest rates and streamlined financing specifically for attainable housing projects.
- Scored +7
Would households on low incomes be better off under this?
The bill specifically targets the creation of attainable housing for those earning up to 120 percent of the area median income.
- Scored +6
Would people in cities be better off under this?
The bill focuses on improving infrastructure and housing density near transit hubs often found in urban areas.
The opposite
- Scored -2
Does this better protect air, water and wildlife?
The bill provides categorical exclusions from the National Environmental Policy Act for certain redevelopment activities.
Who it would affect, and how
Potential Positive Impacts for People
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Increased Housing Affordability: The bill defines "attainable housing projects" to serve households with incomes not more than 120 percent of the area median income, with the majority of units being affordable to those at or below 80 percent of the area median income (Section 3(b)(2); Section 4(b)(2)).
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Lower Interest Rates for Housing: For "attainable housing projects," the interest rate on loans provided under the TIFIA program will be set at 1/2 of the Treasury Rate in effect on the date of the loan agreement (Section 3(d)(4)(D)). Similar interest rate rules are applied to eligible projects under the RRIF program (Section 4(b)(1)(B)).
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Easier Access to Financing: The bill introduces "investment-creditworthiness assessment alternatives," which allow projects to demonstrate fiscal soundness without needing a traditional investment-grade rating (Section 3(b)(2)(5); Section 3(c)(1)).
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Streamlined Project Development: By establishing a delegated origination and underwriting program, the bill aims to reduce administrative burdens and processing times for transit-oriented development projects (Section 3(g)(1); Section 4(o)(1)).
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Environmental Review Relief: The bill provides categorical exclusions from the National Environmental Policy Act of 1969 for certain activities, such as the rehabilitation or conversion of existing office buildings to residential or mixed use (Section 3(c)(3); Section 4(p)(2)).
Potential Negative Impacts for People
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Funding Restrictions for Housing: For "attainable housing projects" assisted under the TIFIA program, not less than 75 percent of the total financial assistance must be used specifically for residential components (Section 3(c)(1)(D)).
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Loan Limitations: For transit-oriented development projects that include significant housing components or partnerships, the amount of a secured loan shall not exceed 75 percent of the reasonably anticipated eligible project costs (Section 3(d)(2)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — The bill specifically targets the creation of attainable housing for those earning up to 120 percent of the area median income. Would people in cities be better off under this? — The bill focuses on improving infrastructure and housing density near transit hubs often found in urban areas. Would middle-income households be better off under this? — Increased housing supply and transit accessibility can provide benefits for middle-income families. Would business owners be better off under this? — The development of transit-oriented commercial hubs can create new business opportunities.
- Economy And Finance
- Is this likely to grow the economy? — The bill incentivizes large-scale housing and mixed-use development near transit nodes to spur economic development. Is this likely to create jobs? — The bill promotes transit-oriented development and housing production which can lead to job growth in construction and local services. Does this make it easier to run a small business? — By facilitating transit-oriented development, the bill helps create more vibrant commercial areas for local businesses.
- Social Issues And Justice
- Does this make housing cost less? — The bill provides subsidized interest rates and streamlined financing specifically for attainable housing projects. Is this likely to lift people out of poverty? — Increased access to affordable housing can help mitigate the financial burdens on low-income households.
- Environment Energy And Infrastructure
- Does this improve buses, trains and other public transport? — The bill expands and improves financing for projects that increase transit ridership and revitalize transit nodes. Does this better protect air, water and wildlife? — The bill provides categorical exclusions from the National Environmental Policy Act for certain redevelopment activities.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The bill requires the Secretary to develop and make publicly available guidance on eligibility and fee structures.
- 2/11/2026
- 1 Cosponsor added.
- 2/4/2026
- 1 Cosponsor added.
- 1/15/2026
- Referred to the Subcommittee on Railroads, Pipelines, and Hazardous Materials.
- Referred to the Subcommittee on Highways and Transit.
- 1/14/2026
- Referred to the House Committee on Transportation and Infrastructure.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Andrew GarbarinoRepublican · New York
Michael LawlerRepublican · New York
Scott PetersDemocrat · California