A Democratic bill with 1 Republican cosponsor · See all 2 cosponsors
Last activity — Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "FARM Home Loans Act of 2025," aims to amend the Farm Credit Act of 1971. The primary purpose is to modify how rural housing is financed. Specifically, it seeks to update the definition of appurtenances to include accessory dwelling units. It also changes a specific numerical value within the Act from 2,500 to 10,000.
Yes· 3 of 4
- Scored +5
Would people in rural areas be better off under this?
The bill directly benefits rural residents by modernizing housing financing terms to include accessory dwelling units.
- Scored +5
Does this make housing cost less?
The bill expands the definition of appurtenances to include accessory dwelling units, which may increase housing options and affordability in rural markets.
- Scored +4
Does this invest in rural communities?
By updating rural housing financing definitions to include accessory dwelling units, the bill supports infrastructure and housing diversity in rural communities.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Expanded Housing Options: By adding "accessory dwelling units" to the definition of appurtenances in paragraph (2), the bill allows for different types of living arrangements to be included under rural housing financing.
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the text provided.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people in rural areas be better off under this? — The bill directly benefits rural residents by modernizing housing financing terms to include accessory dwelling units. Would households on low incomes be better off under this? — Expanding housing financing options for accessory dwelling units can provide more diverse and potentially affordable housing choices for low-income households.
- Social Issues And Justice
- Does this make housing cost less? — The bill expands the definition of appurtenances to include accessory dwelling units, which may increase housing options and affordability in rural markets.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — By updating rural housing financing definitions to include accessory dwelling units, the bill supports infrastructure and housing diversity in rural communities.
- 1/13/2026
- Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.
- Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
- 12/15/2025
- Referred to the House Committee on Agriculture.
- 2 Cosponsors added.
- Introduced in House
Bill HuizengaRepublican · Michigan
Josh RileyDemocrat · New York