A Democratic bill with no cosponsors
Last activity — Referred to the House Committee on Education and Workforce.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "SPELL Act," aims to amend the Higher Education Act of 1965. It seeks to provide additional amounts of loan forgiveness and cancellation to specific types of educators. The targeted groups include teachers of English learners and teachers of bilingual or dual language immersion students. These provisions would apply to elementary or secondary school teachers. The changes would take effect upon the Act's enactment.
Yes· 3 of 6
- Scored +5
Does this reduce what student borrowers owe or repay?
The bill expands loan forgiveness and cancellation eligibility specifically for teachers of English learners and bilingual students.
- Scored +4
Would people in their twenties and thirties be better off under this?
The provision for student loan forgiveness primarily benefits young professionals entering the teaching workforce.
- Scored +3
Would Hispanic Americans be better off under this?
By incentivizing bilingual and dual language immersion teachers, the bill supports educational environments often serving Hispanic communities.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Loan Forgiveness for Educators: Teachers of English learners or bilingual and dual language immersion students could receive additional amounts of loan forgiveness through amendments to Section 428J of the Higher Education Act of 1965 (Section 2(a)).
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Loan Cancellation for Educators: The bill allows for loan cancellation for teachers whose primary responsibility is teaching English learners or acting as a bilingual or dual language immersion teacher (Section 2(b)).
Potential Negative Impacts for People
- No negative impacts or burdens are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people in their twenties and thirties be better off under this? — The provision for student loan forgiveness primarily benefits young professionals entering the teaching workforce. Would Hispanic Americans be better off under this? — By incentivizing bilingual and dual language immersion teachers, the bill supports educational environments often serving Hispanic communities. Would students be better off under this? — The bill supports the quality of education for English learners by providing financial incentives for their teachers. Would households on low incomes be better off under this? — The bill provides financial relief through loan cancellation for educators who may serve in low-income areas.
- Education And Technology
- Does this reduce what student borrowers owe or repay? — The bill expands loan forgiveness and cancellation eligibility specifically for teachers of English learners and bilingual students.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — The bill provides loan forgiveness and cancellation which can reduce the debt burden on educators.
- 12/15/2025
- Referred to the House Committee on Education and Workforce.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.