Lisa McClain (R-MI)
Modular Housing Production Act
A Republican bill with 2 Democratic cosponsors · See all 3 cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the Modular Housing Production Act. It requires the Secretary of Housing and Urban Development to review Federal Housing Administration construction financing programs. The goal of this review is to find barriers stopping the use of modular home methods. The Secretary must publish a report detailing these findings and recommended changes within 1 year of the Act's enactment. After the report, the Secretary must start a rulemaking process to look at an alternative draw schedule for modular and manufactured home developers. Finally, the bill allows the Secretary to award a grant to study a standardized uniform commercial code for modular homes.
Yes· 3 of 27
- Scored +5
Does this make housing cost less?
By reviewing FHA financing and supporting modular housing, the bill aims to increase the availability of affordable housing options.
- Scored +4
Would households on low incomes be better off under this?
Modular housing provides lower-cost housing alternatives that can benefit low-income families.
- Scored +4
Would middle-income households be better off under this?
Middle-class families gain more affordable homeownership opportunities through modular housing.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Section 3 requires a review of Federal Housing Administration construction financing programs to find and evaluate rules that stop modular home developers from using the programs, which could help make financing more accessible.
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Section 3 mandates that the Secretary publish a report with recommended policy changes to reduce or eliminate barriers for modular home methods, which could lead to better housing construction options.
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Section 3 requires the Secretary to start a rulemaking to examine an alternative draw schedule for modular and manufactured home developers, giving interested people a chance to provide public comment.
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Section 4 allows the Secretary to award a grant to study a standardized uniform commercial code for modular homes, which aims to evaluate a coding system for securing modules and streamlining construction.
Potential Negative Impacts for People
- Based on the provided text, there are no explicitly stated negative impacts or burdens for individuals or groups of people in the United States.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would business owners be better off under this? — Modular and manufactured home developers benefit from reduced regulatory and financing barriers. Would households on low incomes be better off under this? — Modular housing provides lower-cost housing alternatives that can benefit low-income families. Would middle-income households be better off under this? — Middle-class families gain more affordable homeownership opportunities through modular housing. Would people in rural areas be better off under this? — Manufactured and modular homes are heavily utilized in rural areas, improving housing availability there. Would people in their twenties and thirties be better off under this? — First-time homebuyers and young adults searching for affordable housing options benefit from modular home expansion. Would children be better off under this? — Stable and affordable housing positively impacts children and families. Would people in middle age be better off under this? — Middle-aged households looking for affordable housing alternatives benefit from streamlined modular financing. Would retired people be better off under this? — Retirees on fixed incomes benefit from lower-cost housing alternatives like modular and manufactured homes. Would people over 65 be better off under this? — Manufactured and modular homes are frequently used by seniors seeking accessible or downsized housing. Would veterans be better off under this, taking everything together? — Veterans looking for affordable housing options can benefit from increased availability of modular homes. Would Black Americans be better off under this? — Expands overall access to affordable housing, which can benefit minority communities experiencing housing disparities. Would Hispanic Americans be better off under this? — Expands overall access to affordable housing, which can benefit minority communities experiencing housing disparities. Would Native Americans be better off under this? — Manufactured and modular housing are often used in tribal and Native American lands, supporting housing access. Would people with disabilities be better off under this? — Accessible modular housing designs can be efficiently deployed to support individuals with disabilities. Would people in cities be better off under this? — Urban areas facing housing shortages can benefit from modular construction methods.
- Economy And Finance
- Does this make it easier to run a small business? — The bill aims to reduce financing barriers for modular home developers, many of whom are small businesses. Is this likely to grow the economy? — Streamlining financing for modular and manufactured housing can improve efficiency and growth in the housing sector. Is this likely to create jobs? — The bill promotes modular home construction methods, which could stimulate job growth in manufacturing and construction sectors.
- Social Issues And Justice
- Does this make housing cost less? — By reviewing FHA financing and supporting modular housing, the bill aims to increase the availability of affordable housing options. Is this likely to lift people out of poverty? — Increased access to affordable housing can positively assist lower-income households. Is this likely to reduce homelessness? — Expanding affordable housing production can indirectly help address broader homelessness issues.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — Mandating reports and public comment periods increases transparency in FHA programs. Does this make it easier to do business across state lines? — Exploring a standardized uniform commercial code for modular homes facilitates better interstate commerce for housing modules. Does this give the federal government more power? — The bill tasks HUD with conducting reviews, reporting, and rulemaking regarding financing programs.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — Manufactured and modular housing are frequently utilized in rural communities, benefiting local development. Does this cut the pollution that drives climate change? — Modular home construction often generates less waste and can be more energy-efficient than traditional building methods.
- Education And Technology
- Does this put more money into scientific research? — The bill authorizes grants to study standardized coding systems and commercial codes for modular homes.
- 1/6/2026
- 1 Cosponsor added.
- 12/2/2025
- 1 Cosponsor added.
- 11/21/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Chuck EdwardsRepublican · North Carolina
Stephen LynchDemocrat · Massachusetts
Eugene VindmanDemocrat · Virginia