A Republican bill with no cosponsors
Last activity — Referred to the House Committee on Energy and Commerce.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the Supplemental Benefits for Individuals Act of 2025. It was introduced in the House of Representatives by Mr. Balderson on October 28, 2025. The bill's main purpose is to amend title XXVII of the Public Health Service Act. Specifically, it changes the law to include certain supplemental coverage provided to individual health insurance coverage as an excepted benefit. This updates section 2791(c)(4) of the Public Health Service Act.
Yes· 3 of 8
- Scored +2
Does this make health care easier to get in general?
The bill facilitates broader availability of supplemental health insurance coverage by classifying it as an excepted benefit.
- Scored +2
Does this give people more protection from unfair business practices?
Classifying certain supplemental health coverage as an excepted benefit provides regulatory clarity and helps consumers access additional insurance options.
- Scored +1
Would people in their twenties and thirties be better off under this?
Young adults purchasing individual health insurance may benefit from clearer access to supplemental coverage options.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Section 2 amends section 2791(c)(4) of the Public Health Service Act to include certain supplemental coverage provided to individual health insurance coverage as an excepted benefit. This could be considered positive because it updates the law to include this specific type of coverage under excepted benefits.
Potential Negative Impacts for People
Based on the provided text, there are no specific sections or provisions identified that outline negative consequences or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Provides minor positive adjustments to the availability of supplemental coverage within individual health insurance markets. Would people in middle age be better off under this? — Middle-aged individuals utilizing individual health insurance gain access to broader supplemental benefit choices. Would middle-income households be better off under this? — Helps middle-class households purchasing individual health insurance by clarifying supplemental benefit status. Would people over 65 be better off under this? — Seniors relying on individual market coverage or supplemental plans may see minor regulatory improvements. Would people in their twenties and thirties be better off under this? — Young adults purchasing individual health insurance may benefit from clearer access to supplemental coverage options.
- Healthcare
- Does this make health care easier to get in general? — The bill facilitates broader availability of supplemental health insurance coverage by classifying it as an excepted benefit. Does this lower what people pay for private health insurance? — By expanding excepted benefit definitions, individuals may find more flexible and accessible supplemental coverage options.
- Economy And Finance
- Does this give people more protection from unfair business practices? — Classifying certain supplemental health coverage as an excepted benefit provides regulatory clarity and helps consumers access additional insurance options.
- 10/28/2025
- Referred to the House Committee on Energy and Commerce.
- Introduced in House