Mike Ezell (R-MS)
To extend the National Flood Insurance Program through November 21, 2025.
A Republican bill with 4 Democratic cosponsors · See all 9 cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill seeks to extend the National Flood Insurance Program. It proposes to move the expiration date for the program's financing and its overall expiration. The specific new date for these provisions is November 21, 2025.
Yes· 3 of 7
- Scored +3
Does this improve help for people hit by a disaster?
The bill extends the National Flood Insurance Program, which is a critical component of disaster mitigation and recovery via FEMA.
- Scored +2
Would households on low incomes be better off under this?
Maintaining flood insurance provides a financial safety net for low-income households living in high-risk areas.
- Scored +2
Would middle-income households be better off under this?
The extension preserves flood insurance access which is vital for middle-class homeowners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Continued Program Financing: By striking the previous date and inserting November 21, 2025, the bill extends the financing of the program under Section 1309(a) of the National Flood Insurance Act of 1968.
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Prevention of Program Expiration: The bill amends Section 1319 of the National Flood Insurance Act of 1968 to push the program's expiration date to November 21, 2025.
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Maintaining flood insurance provides a financial safety net for low-income households living in high-risk areas. Would middle-income households be better off under this? — The extension preserves flood insurance access which is vital for middle-class homeowners. Would people in rural areas be better off under this? — The extension maintains flood insurance protections that are essential for rural property owners. Would people in cities be better off under this? — The extension helps provide insurance security for residents in flood-prone urban or coastal zones.
- Environment Energy And Infrastructure
- Does this improve help for people hit by a disaster? — The bill extends the National Flood Insurance Program, which is a critical component of disaster mitigation and recovery via FEMA.
- Social Issues And Justice
- Does this make housing cost less? — Extending flood insurance helps maintain housing stability for those in flood-prone areas.
- Economy And Finance
- Does this make the government pay for what it commits to? — The bill ensures the continued continuity of the National Flood Insurance Program's funding structure.
- 10/24/2025
- 1 Cosponsor added.
- 10/3/2025
- 2 Cosponsors added.
- 9/30/2025
- 2 Cosponsors added.
- 9/26/2025
- Referred to the House Committee on Financial Services.
- 4 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
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Jimmy PatronisRepublican · Florida
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