Barry Loudermilk (R-GA)
Portal for Appraisal Licensing Act of 2025
A Republican bill with 4 Democratic cosponsors · See all 11 cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Portal for Appraisal Licensing Act of 2025 aims to amend the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. This bill directs the Appraisal Subcommittee to establish and maintain a cloud-based system called the "Portal for Appraiser Credentialing and AMC Registration Information." This new portal will serve as a central place for appraisers and appraisal management companies to handle license, certification, and registration applications or renewals. The system will also provide connectivity with State agencies regarding education, experience, and background check information. Additionally, the bill outlines processes for background checks through the FBI and the Department of Justice.
Yes· 3 of 5
- Scored +4
Would business owners be better off under this?
The bill reduces administrative friction for appraisal management companies via a streamlined digital system.
- Scored +4
Does this make it easier to run a small business?
The bill streamlines the licensing and registration process for appraisers and appraisal management companies through a centralized portal.
- Scored +3
Does this make what the government does easier for the public to see?
The portal creates a centralized repository for tracking professional credentials and education information.
The opposite
- Scored -2
Does this change how police departments operate?
The bill requires the collection of fingerprints for background checks through the FBI and Department of Justice.
Who it would affect, and how
Potential Positive Impacts for People
-
Centralized Application Process: The Portal will provide appraisers and appraisal management companies a central depository for their license, certification, and registration applications and renewals (Section 2, subsection (c)(1)(A)).
-
Streamlined State Connectivity: The system will provide connectivity with State appraiser certifying and licensing agencies, allowing them access to information like completed education, experience logs, and examination results (Section 2, subsection (c)(1)(B)).
-
Simplified Fee Payments: The Portal will make available the payment of all license, certification, and registration fees and the delivery of letters of good standing to State agencies (Section 2, subsection (c)(1)(C)).
-
Efficient Background Checks: Background checks completed under this paragraph shall satisfy any third-party oversight requirements imposed by Federal financial institutions regulatory agencies (Section 2, subsection (c)(2)(D)).
-
Support for State Agencies: The Appraisal Subcommittee may make grants to State appraiser certifying and licensing agencies to help them connect their systems with the new Portal (Section 2, subsection (c)(7)(B)).
Potential Negative Impacts for People
-
New User Fees: To pay for the cost of establishing and maintaining the Portal and carrying out required background checks, the Appraisal Subcommittee may charge a reasonable fee to the individuals and appraisal management companies using the Portal (Section s 2, subsection (c)(7)(A)).
-
Requirement for Fingerprints: Appraisers and other persons requiring a background check must submit fingerprints to the Portal and authorize the Appraisal Subcommittee to process the check with the FBI (Section 2, subsection (c)(2)(C)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The portal creates a centralized repository for tracking professional credentials and education information. Does this leave more decisions to the states? — The bill explicitly states that States shall retain the ability to act independently upon license, certification, and registration applications.
- Demographic And Interest Groups
- Would business owners be better off under this? — The bill reduces administrative friction for appraisal management companies via a streamlined digital system.
- Economy And Finance
- Does this make it easier to run a small business? — The bill streamlines the licensing and registration process for appraisers and appraisal management companies through a centralized portal.
- Education And Technology
- Does this get reliable internet to more people? — The bill establishes a new cloud-based portal for professional credentialing and registration.
- Social Issues And Justice
- Does this change how police departments operate? — The bill requires the collection of fingerprints for background checks through the FBI and Department of Justice.
- 5/29/2026
- 2 Cosponsors added.
- 11/4/2025
- 1 Cosponsor added.
- 10/17/2025
- 1 Cosponsor added.
- 10/6/2025
- 1 Cosponsor added.
- 9/19/2025
- Referred to the House Committee on Financial Services.
- 6 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Brian FitzpatrickRepublican · Pennsylvania
Scott FitzgeraldRepublican · Wisconsin
David KustoffRepublican · Tennessee
Thomas KeanRepublican · New Jersey
Susie LeeDemocrat · Nevada
Michael LawlerRepublican · New York
Daniel MeuserRepublican · Pennsylvania
Joe NeguseDemocrat · Colorado
Brittany PettersenDemocrat · Colorado
William TimmonsRepublican · South Carolina
Eugene VindmanDemocrat · Virginia