A Democratic bill with 6 Republican cosponsors · See all 12 cosponsors
Last activity — Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill, known as the "Farm Credit Adjustment Act," seeks to change how the Farm Credit Administration handles institution examinations. It provides the Farm Credit Administration with the option to extend the time between mandatory examinations for certain institutions. Specifically, it allows for a cycle of not more than 24 months for institutions deemed to be low-risk. This change would modify the existing Farm Credit Act of 1971. The provisions are set to take effect on October 1, 2026.
Yes· 3 of 4
- Scored +2
Would business owners be better off under this?
The reduction in mandatory examination frequency may decrease administrative burdens for low-risk financial institutions.
- Scored +2
Does this make it easier to run a small business?
The bill provides administrative flexibility and potential cost savings for low-risk Farm Credit System institutions by extending the examination cycle.
- Scored +1
Would farmers be better off under this?
By easing the regulatory cycle for low-risk Farm Credit institutions, the bill may indirectly facilitate smoother credit environments for agricultural producers.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Increased flexibility for low-risk institutions: The bill allows the Farm Credit Administration, at its sole discretion, to extend the time between mandatory examinations to a period of not more than 24 months for institutions it deems to be low-risk (Section 2(a)).
Potential Negative Impacts for People
- No specific negative impacts are mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would business owners be better off under this? — The reduction in mandatory examination frequency may decrease administrative burdens for low-risk financial institutions. Would farmers be better off under this? — By easing the regulatory cycle for low-risk Farm Credit institutions, the bill may indirectly facilitate smoother credit environments for agricultural producers.
- Economy And Finance
- Does this make it easier to run a small business? — The bill provides administrative flexibility and potential cost savings for low-risk Farm Credit System institutions by extending the examination cycle.
- Governance And Ideology
- Does this give the federal government more power? — The bill grants the Farm Credit Administration sole discretion to determine which institutions qualify for extended examination periods.
- 1/13/2026
- Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
- 1/7/2026
- 1 Cosponsor added.
- 12/15/2025
- 2 Cosponsors added.
- 11/20/2025
- 1 Cosponsor added.
- 11/19/2025
- 1 Cosponsor added.
- 10/14/2025
- 1 Cosponsor added.
- 9/18/2025
- 1 Cosponsor added.
- 9/16/2025
- 2 Cosponsors added.
- 9/9/2025
- 1 Cosponsor added.
- 9/8/2025
- 1 Cosponsor added.
- 8/19/2025
- Referred to the House Committee on Agriculture.
- 1 Cosponsor added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Sanford BishopDemocrat · Georgia
James ComerRepublican · Kentucky
Pat FallonRepublican · Texas
Shomari FiguresDemocrat · Alabama
Adam GrayDemocrat · California
Pablo HernándezDemocrat · Puerto Rico
Ronny JacksonRepublican · Texas
Barry MooreRepublican · Alabama
Jennifer McClellanDemocrat · Virginia
April McClain DelaneyDemocrat · Maryland
John McGuireRepublican · Virginia
August PflugerRepublican · Texas