A Democratic bill with 4 Democratic cosponsors · See all 4 cosponsors
Last activity — Referred to the Subcommittee on Health.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The "Access to Fertility Treatment and Care Act" requires group health plans and insurance issuers to provide coverage for fertility treatments if they cover obstetrical services. This definition of fertility treatment includes items such as egg or sperm preservation, artificial insemination, and assisted reproductive technology. The bill also extends these coverage requirements to Federal employees, TRICARE, certain veterans, and through State Medicaid plans. Furthermore, it mandates Medicare coverage for fertility treatments with specific payment and deductible rules. The act aims to standardize access to these services across various health insurance and government programs.
Yes· 3 of 11
- Scored +8
Would veterans be better off under this, taking everything together?
The bill specifically directs the Secretary to provide fertility treatments to veterans and their families.
- Scored +8
Does this make health care easier to get in general?
The bill mandates coverage for various fertility treatments across multiple insurance and government programs.
- Scored +8
Does this increase the pay, pensions or support veterans receive?
The bill requires the Secretary to furnish fertility treatment services to veterans and their spouses or partners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Mandated Coverage for Fertility Services: Group health plans and insurance issuers must provide coverage for fertility treatments—including artificial inseination, genetic testing of embryos, and gamete donation—if they cover obstetrical services (Section 2).
-
Cost Protections: The bill prevents insurance companies from imposing cost-sharing, such as deductibles or coinsurance, that exceeds the amounts applied to other medical services (Section 2, subsection d).
-
Expanded Access for Federal Employees and Military: Federal employees' health benefits and TRICARE programs are required to provide coverage for fertility treatments if they cover obstetrical benefits (Sections 3 and 4).
-
Support for Veterans: The Secretary is required to furnish fertility treatment services to veterans and their spouses or partners who apply jointly (Section 5).
-
Medicaid Coverage: State Medicaid plans must include fertility treatment as part of the medical assistance provided (Section 6).
-
Medicare Benefits: Medicare coverage is expanded to include fertility treatments, with specific rules to ensure payments are made and deductibles do not apply to these services (Section 7).
Potential Negative Impacts for People
-
Implementation Delays for State Plans: Under Section 6, a State plan might not be required to meet these new requirements until after the first regular session of its legislature that ends after a one-year period following the Act's enactment, if state legislation is required to update the plan.
-
Collective Bargaining Limitations: For group health plans maintained by collective bargaining agreements ratified before the Act's enactment, the new requirements may not apply until the current agreement terminates or for six months after the Act's enactment (Section 2, subsection c).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would veterans be better off under this, taking everything together? — The bill specifically directs the Secretary to provide fertility treatments to veterans and their families. Would women be better off under this? — The bill expands access to essential reproductive and fertility treatments. Would households on low incomes be better off under this? — The bill ensures fertility treatment coverage is included in State Medicaid plans. Would middle-income households be better off under this? — The bill mandates coverage for fertility treatments within group health plans. Would people over 65 be better off under this? — The bill expands Medicare benefits to include fertility treatments.
- Healthcare
- Does this make health care easier to get in general? — The bill mandates coverage for various fertility treatments across multiple insurance and government programs. Does this put more money into Medicaid, the health coverage for people on low incomes? — The bill requires State Medicaid plans to include coverage for fertility treatments. Does this put more money into Medicare, the health coverage for people over 65? — The bill expands Medicare coverage to include fertility treatments with specific payment rules.
- National Security And Foreign Policy
- Does this increase the pay, pensions or support veterans receive? — The bill requires the Secretary to furnish fertility treatment services to veterans and their spouses or partners.
- Social Issues And Justice
- Does this narrow the gap between how men and women are treated? — The bill expands access to reproductive healthcare services like egg and sperm preservation. Is this likely to lift people out of poverty? — The bill reduces the financial burden of fertility treatments for those on Medicaid and Medicare.
- 6/30/2026
- 1 Cosponsor added.
- 12/19/2025
- Referred to the Subcommittee on Health.
- 7/23/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Oversight and Government Reform, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 3 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Lloyd DoggettDemocrat · Texas
Valerie FousheeDemocrat · North Carolina
Deborah RossDemocrat · North Carolina
Janice SchakowskyDemocrat · Illinois