A Democratic bill with 2 Republican cosponsors · See all 5 cosponsors
Last activity — Referred to the House Committee on Ways and Means.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The ``ABLE Employment Flexibility Act'' seeks to amend the Internal Revenue Code of 1986. It allows employers with defined contribution plans to contribute to an individual's qualified ABLE program instead of their retirement plan. This option must be available to all eligible ABLE individuals participating in the employer's plan. The bill also addresses how these contributions are treated regarding tax deductions and nondiscrimination rules. Additionally, it ensures these contributions are disregarded for certain means-tested Federal programs.
Yes· 3 of 5
- Scored +8
Would people with disabilities be better off under this?
The act provides significant financial flexibility and protects assets from affecting means-tested benefit eligibility for people with disabilities.
- Scored +7
Does this expand the rights of people with disabilities?
The bill enhances financial planning and benefit security for individuals with disabilities through ABLE account flexibility.
- Scored +4
Would households on low incomes be better off under this?
By disregarding ABLE contributions for means-tested programs, it helps low-income individuals save without losing government assistance.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Flexibility in Savings: An eligible employee can elect to have employer contributions made to a qualified ABLE program instead of a retirement plan (Section 2(a)(1)).
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Protection of Benefits: Contributions made to a qualified ABLE program pursuant to this act will be disregarded, including as income, when determining eligibility or the amount of assistance or benefits for certain means-tested Federal programs (Section 2(g)(1)).
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Employer Matching: Employers are authorized to contribute to a qualified ABLE program, which can include matching a contribution made by the eligible individual (Section 2(c)).
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Improved Information for Employees: The Secretary of the Treasury is tasked with updating publications to encourage employers to notify employees who do not contribute to retirement plans about the possibility of contributing to an ABLE program instead (Section 2(d)(2)).
Potential Negative Impacts for People
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Restriction on Election Availability: The ability to elect these contributions is not guaranteed for everyone unless the employer's plan specifically provides that the election is available to all eligible ABLE individuals (Section 2(a)(3)).
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Tax Deduction Limitation: Contributions made to a qualified ABLE program via this election will not be treated as a contribution to an applicable employer plan, except as specifically provided by the rules (Section 2(a)(2)(A)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people with disabilities be better off under this? — The act provides significant financial flexibility and protects assets from affecting means-tested benefit eligibility for people with disabilities. Would households on low incomes be better off under this? — By disregarding ABLE contributions for means-tested programs, it helps low-income individuals save without losing government assistance.
- Social Issues And Justice
- Does this expand the rights of people with disabilities? — The bill enhances financial planning and benefit security for individuals with disabilities through ABLE account flexibility. Is this likely to lift people out of poverty? — Protecting ABLE account contributions from being counted as income helps maintain eligibility for essential means-tested assistance.
- Economy And Finance
- Does this make it easier to run a small business? — The bill provides flexibility for employer-sponsored benefit structures for eligible individuals.
- 6/24/2026
- 1 Cosponsor added.
- 6/8/2026
- 1 Cosponsor added.
- 5/29/2026
- 1 Cosponsor added.
- 3/3/2026
- 1 Cosponsor added.
- 7/23/2025
- Referred to the House Committee on Ways and Means.
- 1 Cosponsor added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Brian FitzpatrickRepublican · Pennsylvania
George LatimerDemocrat · New York
John MannionDemocrat · New York
Eleanor NortonDemocrat · District of Columbia
Glenn ThompsonRepublican · Pennsylvania