A Democratic bill with 9 Democratic cosponsors · See all 9 cosponsors
Last activity — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The Making Insulin Affordable for All Children Act aims to lower insulin costs for specific individuals. It requires group health plans and health insurance issuers to provide coverage for selected insulin products without a deductible. For plan years starting on or after January 1, 2026, cost-sharing for these products will be capped at a specific amount. This cap is the lesser of $35 or 25 percent of the negotiated price per 30-day supply. These rules apply specifically to enrolled individuals who are 26 years of age or younger.
Yes· 3 of 12
- Scored +8
Would children be better off under this?
The bill provides significant cost-sharing protections for insulin for young people.
- Scored +8
Would people in their twenties and thirties be better off under this?
The bill specifically targets individuals aged 26 and younger for insulin affordability.
- Scored +8
Does this lower the price of prescription medicines?
The bill directly caps the cost of selected insulin products for a specific age group.
The opposite
- Scored -2
Would business owners be better off under this?
Insurance issuers and group plans may face higher costs due to mandated coverage levels.
Who it would affect, and how
Potential Positive Impacts for People
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Reduced Insulin Costs for Young People: Individuals aged 26 or younger will not have to pay a deductible for selected insulin products (Section 2, subsection a, 1).
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Predictable Out-of-Pocket Costs: Cost-sharing for selected insulin products will be limited to the lesser of $35 or 25 percent of the negotiated price per 30-day supply (Section 2, subsection a, 2).
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Coverage for Catastrophic Plans: Individuals under 26 can receive coverage for selected insulin products under catastrophic plans before meeting annual cost-sharing limitations (Section 2, subsection c).
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Credit Toward Health Goals: Any cost-sharing payments made for these insulin products will count toward an individual's deductible or out-of-pocket maximum (Section 2, subsection a, d).
Potential Negative Impacts for People
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Limited Product Selection: The cost-sharing protections only apply to "selected insulin products," which means the plan or issuer chooses at least one of each dosage form and type (Section 2, subsection b, 1).
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Restrictions on Non-Selected Products: The bill does not require plans to provide these specific cost-sharing levels for insulin products that are not part of the "selected" list (Section 2, subsection c).
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Age Restrictions: The specific cost-sharing benefits and protections are only for enrolled individuals who are 26 years of age or younger (Section 2, subsection a).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would children be better off under this? — The bill provides significant cost-sharing protections for insulin for young people. Would people in their twenties and thirties be better off under this? — The bill specifically targets individuals aged 26 and younger for insulin affordability. Would students be better off under this? — Young adults and students frequently fall into the age demographic benefiting from these insulin caps. Would households on low incomes be better off under this? — Lowering essential medicine costs provides relief to low-income households. Would people with disabilities be better off under this? — Managing chronic conditions like diabetes is easier with more predictable medication costs. Would middle-income households be better off under this? — It reduces medical expenses for young adults within middle-class families. Would business owners be better off under this? — Insurance issuers and group plans may face higher costs due to mandated coverage levels.
- Healthcare
- Does this lower the price of prescription medicines? — The bill directly caps the cost of selected insulin products for a specific age group. Does this make health care easier to get in general? — Lowering costs for insulin increases the affordability of necessary healthcare for young people. Does this strengthen the Affordable Care Act? — The bill amends the ACA to ensure specific coverage requirements for insulin.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill protects consumers by capping out-of-pocket costs for essential insulin products.
- Governance And Ideology
- Does this give the federal government more power? — The bill expands federal oversight of private health insurance cost-sharing requirements.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Reducing essential medical costs can help alleviate financial burdens on low-income families.
- 5/20/2026
- 1 Cosponsor added.
- 4/20/2026
- 1 Cosponsor added.
- 7/22/2025
- 1 Cosponsor added.
- 6/3/2025
- 1 Cosponsor added.
- 4/3/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 5 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Angie CraigDemocrat · Minnesota
Troy CarterDemocrat · Louisiana
Christopher DeluzioDemocrat · Pennsylvania
Madeleine DeanDemocrat · Pennsylvania
Josh GottheimerDemocrat · New Jersey
Julie JohnsonDemocrat · Texas
Morgan McGarveyDemocrat · Kentucky
Eleanor NortonDemocrat · District of Columbia
Bennie ThompsonDemocrat · Mississippi