Monica De La Cruz (R-TX)
VA Home Loan Awareness Act of 2025
A Republican bill with 15 Democratic cosponsors · See all 25 cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is called the VA Home Loan Awareness Act of 2025. It requires a specific disclaimer to be added to the Uniform Residential Loan Application. This disclaimer must be placed below the military service question. The added text will let people know they might qualify for a VA Home Loan and should consult their lender. The Director must make this happen within six months of the bill's enactment. Finally, the Comptroller General must study whether lenders actually include this disclaimer and report back to Congress.
Yes· 3 of 4
- Scored +5
Would veterans be better off under this, taking everything together?
The bill specifically assists veterans by informing them of available home loan programs.
- Scored +5
Does this increase the pay, pensions or support veterans receive?
The bill increases awareness of critical home loan benefits available to veterans.
- Scored +4
Does this make housing cost less?
The bill increases awareness of VA loan programs which can assist in home ownership.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Section 2: This section requires a disclaimer to be added below the military service question on the Uniform Residential Loan Application. This is positive because it helps increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs for individuals filling out the form.
Potential Negative Impacts for People
- Section 2: The provided text does not explicitly mention any negative consequences or burdens for individuals or groups of people in the United States resulting from the bill.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would veterans be better off under this, taking everything together? — The bill specifically assists veterans by informing them of available home loan programs.
- National Security And Foreign Policy
- Does this increase the pay, pensions or support veterans receive? — The bill increases awareness of critical home loan benefits available to veterans.
- Social Issues And Justice
- Does this make housing cost less? — The bill increases awareness of VA loan programs which can assist in home ownership.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill enhances consumer awareness of available mortgage benefits for veterans.
- 5/29/2026
- 1 Cosponsor added.
- 3/24/2026
- 1 Cosponsor added.
- 3/5/2026
- 1 Cosponsor added.
- 2/24/2026
- 1 Cosponsor added.
- 12/18/2025
- 1 Cosponsor added.
- 12/17/2025
- 1 Cosponsor added.
- 12/15/2025
- 1 Cosponsor added.
- 12/3/2025
- 1 Cosponsor added.
- 11/12/2025
- 1 Cosponsor added.
- 11/4/2025
- 1 Cosponsor added.
- 9/15/2025
- 1 Cosponsor added.
- 7/16/2025
- 1 Cosponsor added.
- 6/3/2025
- 1 Cosponsor added.
- 4/1/2025
- 1 Cosponsor added.
- 3/26/2025
- Referred to the House Committee on Financial Services.
- 11 Cosponsors added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
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Ami BeraDemocrat · California
Nicholas BegichRepublican · Alaska
Dan CrenshawRepublican · Texas
Brian FitzpatrickRepublican · Pennsylvania
Al GreenDemocrat · Texas
Josh GottheimerDemocrat · New Jersey
Lance GoodenRepublican · Texas
Maggie GoodlanderDemocrat · New Hampshire
Josh HarderDemocrat · California
Julie JohnsonDemocrat · Texas
Michael LawlerRepublican · New York
Tim MooreRepublican · North Carolina
Joe NeguseDemocrat · Colorado
August PflugerRepublican · Texas
Chris PappasDemocrat · New Hampshire
Brittany PettersenDemocrat · Colorado
Deborah RossDemocrat · North Carolina
John RutherfordRepublican · Florida
Josh RileyDemocrat · New York
Pete SessionsRepublican · Texas
Kim SchrierDemocrat · Washington
David ValadaoRepublican · California
Eugene VindmanDemocrat · Virginia
George WhitesidesDemocrat · California