John Rose (R-TN)

Safe Access to Cash Act of 2025

H.R. 1631 · House bill Crime and Law Enforcement

A Republican bill with 5 Democratic cosponsors · See all 13 cosponsors

Last activity — Referred to the House Committee on the Judiciary.

In committee

Introduced and handed to a committee in the chamber it started in.

The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.

Its path through Congress

  1. Introduced
  2. In Committee

What this bill would do

This bill, known as the "Safe Access to Cash Act of 2025," seeks to amend title 18 of the United States Code. It aims to clarify the legal definition of an ATM. The amendment defines an ATM as a network-connected terminal used for deposits, withdrawals, or balance inquiries. Crucially, it specifies that ATMs and the cash being moved into or out of them are considered to be in the care, custody, or control of a bank, credit union, or savings and loan. This applies regardless of whether the machine is on the institution's physical premises or owned by them.

Yes· 3 of 6

  • Scored +2

    Does this make it easier to run a small business?

    The bill provides legal clarity regarding the possession of assets for financial institutions, which can help stabilize operational and legal frameworks.

  • Scored +1

    Would households on low incomes be better off under this?

    Providing legal clarity for ATM assets helps maintain the stability of financial access points used by various income levels.

  • Scored +1

    Would middle-income households be better off under this?

    The bill's clarification of financial asset possession supports the stability of banking infrastructure used by middle-income families.

The opposite

No question was scored the opposite.