A Democratic bill with 1 Republican cosponsor · See the cosponsor
Last activity — Referred to the House Committee on Energy and Commerce.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
The bill is known as the Right to Re-Enroll Act of 2026. It amends the Patient Protection and Affordable Care Act to require health insurance Exchanges to provide special enrollment periods related to changes in plan provider networks. This rule applies to plan years beginning on or after January 1, 2027. Under the bill, individuals get a 60-day special enrollment period to enroll in a different qualified health plan if a provider or facility is dropped from their current plan's network. It also requires plans to send notices to affected individuals within 7 days and ensures certain continued benefits and cost-sharing protections for recent patients.
Yes· 3 of 13
- Scored +6
Does this make health care easier to get in general?
The bill provides individuals with a 60-day special enrollment period to switch qualified health plans when a provider is dropped from their current plan's network.
- Scored +6
Does this give people more protection from unfair business practices?
The bill enhances consumer protection by requiring health insurance exchanges to provide a special enrollment period and cost-sharing protections when a provider leaves a plan's network.
- Scored +5
Does this strengthen the Affordable Care Act?
The bill amends the Patient Protection and Affordable Care Act to add special enrollment period requirements related to changes in plan provider networks.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Section 2: This provision requires Exchanges to provide a 60-day special enrollment period for individuals when a provider or facility is dropped from their health plan's network. This is positive because it gives people a chance to switch to a different qualified health plan.
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Section 2: Individuals who received items or services from the dropped provider within the 90 days before the split, or who were assigned to them, continue to receive benefits under the same terms and conditions. They also cannot incur cost-sharing expenses that exceed what they would have paid if the contract was not discontinued. This protects patients from unexpected medical costs during the transition.
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Section 2: Health plans must send a notice to each enrolled individual within 7 days of a provider contract being discontinued. This ensures people are quickly informed that they are eligible for the special enrollment period and learn how to use it.
Potential Negative Impacts for People
- Section 2: The required notice sent to individuals explains that enrolling in a different qualified health plan during the special enrollment period will reset any amounts applied toward any deductible or out-of-pocket limit applicable to the individual. This could be a burden for people who have already paid heavily toward their deductibles earlier in the year.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Low-income households relying on exchange plans are shielded from sudden out-of-pocket cost spikes when providers leave their plan's network. Would middle-income households be better off under this? — Middle-class families utilizing exchange-based health insurance are given options to switch plans and retain certain protections during provider network changes. Would people with disabilities be better off under this? — People with disabilities who rely on specific medical providers benefit from continued terms and cost-sharing protections if their provider leaves the plan network. Would children be better off under this? — Children covered under ACA plans benefit from protections ensuring continued access and cost-sharing limits when network providers are dropped. Would men be better off under this? — Men enrolled in exchange health plans benefit from transition protections and special enrollment periods during network disruptions. Would people in middle age be better off under this? — Middle-aged individuals enrolled in health insurance exchanges are protected against unexpected medical costs and given enrollment flexibility during network disruptions. Would people over 65 be better off under this? — Seniors enrolled in qualified health plans on the exchanges benefit from network change protections and transition rules. Would women be better off under this? — Women enrolled in exchange health plans receive transition protections and enrollment options if their healthcare providers leave the network. Would people in their twenties and thirties be better off under this? — Young adults enrolled in individual health plans gain special enrollment options and protections if their doctor leaves the plan network.
- Healthcare
- Does this make health care easier to get in general? — The bill provides individuals with a 60-day special enrollment period to switch qualified health plans when a provider is dropped from their current plan's network. Does this strengthen the Affordable Care Act? — The bill amends the Patient Protection and Affordable Care Act to add special enrollment period requirements related to changes in plan provider networks.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The bill enhances consumer protection by requiring health insurance exchanges to provide a special enrollment period and cost-sharing protections when a provider leaves a plan's network.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The bill requires health plans to send timely notices to enrolled individuals regarding network provider changes and their eligibility for a special enrollment period.
- 11/5/2026
- Referred to the House Committee on Energy and Commerce.
- 1 Cosponsor added.
- Introduced in House
Ryan MackenzieRepublican · Pennsylvania