Brittany Pettersen (D-CO)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".
A Democratic resolution with no cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to implement congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a previous rule regarding "Bulletin 2015-07 re: in-person collection of consumer debt." If passed, the resolution dictates that the Bureau's rule shall have no force or effect.
Yes
No question was scored yes.
The opposite· 3 of 4
- Scored -3
Would households on low incomes be better off under this?
Reducing protections on debt collection may disproportionately affect low-income populations frequently targeted by collectors.
- Scored -3
Does this give people more protection from unfair business practices?
The resolution disapproves a rule intended to address in-person collection of consumer debt, which may reduce protections against aggressive debt collection practices.
- Scored -2
Would middle-income households be better off under this?
The removal of consumer debt collection oversight can negatively impact middle-income households facing debt collection issues.
Who it would affect, and how
Potential Positive Impacts for People
- No specific positive impacts or benefits for individuals or groups are explicitly detailed in the provided text.
Potential Negative Impacts for People
- No specific negative impacts or burdens for individuals or groups are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Reducing protections on debt collection may disproportionately affect low-income populations frequently targeted by collectors. Would middle-income households be better off under this? — The removal of consumer debt collection oversight can negatively impact middle-income households facing debt collection issues.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution disapproves a rule intended to address in-person collection of consumer debt, which may reduce protections against aggressive debt collection practices.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — By overturning a regulatory action from the Consumer Financial Protection Bureau, the resolution reduces the oversight capacity of a government agency.
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.