Brittany Pettersen (D-CO)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
A Democratic resolution with no cosponsors
Last activity — Referred to the House Committee on Financial Services.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to express congressional disapproval of a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question relates to the withdrawal of a previous rule regarding "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports." If passed, this resolution would ensure that the Bureau's rule has no force or effect.
Yes· 3 of 5
- Scored +5
Does this give people more protection from unfair business practices?
The resolution prevents the withdrawal of rules intended to regulate how consumer reports are furnished and obtained, maintaining consumer protections.
- Scored +3
Would households on low incomes be better off under this?
Maintaining credit reporting regulations helps protect low-income consumers from unauthorized use of their financial data.
- Scored +3
Would middle-income households be better off under this?
The resolution upholds standards that regulate how consumer credit information is shared and utilized.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Prevention of rule withdrawal: By disapproving the Bureau's action, the resolution prevents the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports" (90 Fed. Reg. 20084).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would households on low incomes be better off under this? — Maintaining credit reporting regulations helps protect low-income consumers from unauthorized use of their financial data. Would middle-income households be better off under this? — The resolution upholds standards that regulate how consumer credit information is shared and utilized. Would people in cities be better off under this? — The preservation of consumer reporting rules provides stability for urban populations heavily reliant on credit systems.
- Economy And Finance
- Does this give people more protection from unfair business practices? — The resolution prevents the withdrawal of rules intended to regulate how consumer reports are furnished and obtained, maintaining consumer protections.
- Governance And Ideology
- Does this make what the government does easier for the public to see? — The resolution exercises congressional oversight to prevent the Bureau from unilaterally withdrawing established consumer reporting regulations.
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.